type RecoveryDummyEntry = [string, Record<string, any>]

const monthKeys = ['1', '2', '3', '4', '5', '6', '7', '8', '9', '10', '11', '12'] as const

const createAmountMap = (value: string) =>
  monthKeys.reduce<Record<string, string>>((acc, key) => {
    acc[key] = value
    return acc
  }, {})

const createDeductionAmountMap = (values: string[]) =>
  monthKeys.reduce<Record<string, string>>((acc, key, index) => {
    acc[key] = values[index] || ''
    return acc
  }, {})

const createDummyMonthColumns = () => ([
  { key: '1', year: '2025', month: '03', enabled: true },
  { key: '2', year: '2025', month: '04', enabled: true },
  { key: '3', year: '2025', month: '05', enabled: true },
  { key: '4', year: '2025', month: '06', enabled: true },
  { key: '5', year: '2025', month: '07', enabled: true },
  { key: '6', year: '2025', month: '08', enabled: true },
  { key: '7', year: '2025', month: '09', enabled: true },
  { key: '8', year: '2025', month: '10', enabled: true },
  { key: '9', year: '2025', month: '11', enabled: true },
  { key: '10', year: '2025', month: '12', enabled: true },
  { key: '11', year: '2026', month: '01', enabled: true },
  { key: '12', year: '2026', month: '02', enabled: true }
])

export const getRecoveryDummyDraftEntries = (): RecoveryDummyEntry[] => [
  ['1', {
    applicantName: '박민준',
    juminFront: '870315',
    juminBack: '1234567',
    registeredZipCode: '06134',
    registeredAddress: '서울 강남구 테헤란로 123',
    registeredAddressDetail: '101동 1203호',
    currentZipCode: '06134',
    currentAddress: '서울 강남구 테헤란로 123',
    currentAddressDetail: '101동 1203호',
    deliveryZipCode: '06134',
    deliveryAddress: '서울 강남구 테헤란로 123',
    deliveryAddressDetail: '101동 1203호',
    phonePart1: '02',
    phonePart2: '555',
    phonePart3: '0188',
    mobilePart1: '010',
    mobilePart2: '4321',
    mobilePart3: '8765',
    smsMobilePart1: '010',
    smsMobilePart2: '4321',
    smsMobilePart3: '8765',
    hasAgent: true,
    agentName: '법무법인 새길',
    agentEmailId: 'recovery',
    agentEmailDomain: 'lawfirm.co.kr',
    agentZipCode: '04538',
    agentAddress: '서울 중구 을지로 100',
    agentPhonePart1: '02',
    agentPhonePart2: '6951',
    agentPhonePart3: '2400',
    agentFaxPart1: '02',
    agentFaxPart2: '6951',
    agentFaxPart3: '2401',
    filingDate: '2026-04-08',
    firstRepaymentDate: '2026-06-25',
    bankName: '국민은행',
    accountNumber: '123456-78-901234',
    familyCount: 2,
    caseYear: 2026,
    caseNumber: '123456'
  }],
  ['2', {
    familyMembers: [
      {
        name: '이서연',
        relationship: '배우자',
        age: '36',
        cohabitation: '동거함',
        cohabitationYears: '8',
        cohabitationMonths: '4',
        job: '전업주부',
        monthlyIncome: '0',
        totalAssets: '500,000',
        supportStatus: '부양함'
      },
      {
        name: '박서윤',
        relationship: '자녀',
        age: '12',
        cohabitation: '동거함',
        cohabitationYears: '12',
        cohabitationMonths: '0',
        job: '학생',
        monthlyIncome: '0',
        totalAssets: '0',
        supportStatus: '부양함'
      }
    ],
    moveInDate: { year: '2023', month: '03', day: '15' },
    houseType: 'C',
    rentalInfo: {
      deposit: '20,000,000',
      monthlyRent: '650,000',
      arrears: '0',
      delayMonths: '0',
      tenantName: '박민준',
      landlordName: '김영호',
      contractDate: { year: '2023', month: '03', day: '10' },
      fixedDate: { year: '2023', month: '03', day: '17' },
      periodStart: { year: '2023', month: '03', day: '15' },
      periodEnd: { year: '2027', month: '03', day: '14' },
      address: '서울 강남구 테헤란로 123, 101동 1203호',
      region: 'seoul'
    },
    dormitoryInfo: { deposit: '', monthlyRent: '', arrears: '' },
    ownerInfo: { name: '', relationship: '' },
    otherOwnerInfo: { name: '', relationship: '' },
    otherRentalInfo: { deposit: '', monthlyRent: '', contractorName: '', relationship: '' },
    spouseRentalInfo: { deposit: '', monthlyRent: '', arrears: '', spouseName: '', address: '' },
    otherInfo: '',
    dependentsCount: '2',
    applicationYear: 2026,
    court: '서울 회생법원',
    repaymentPeriod: 'W',
    customRepaymentPeriod: false,
    customRepaymentMonths: null
  }],
  ['3', {
    adjustmentType: 'ADD',
    additionalExpenses: {
      food: '150,000',
      utilities: '50,000',
      furniture: '0',
      clothing: '30,000',
      culture: '20,000',
      transport: '100,000',
      other: '50,000',
      housing: '150,000',
      medical: '80,000',
      education: '150,000'
    },
    decreaseExpenses: {
      food: '0',
      utilities: '0',
      furniture: '0',
      clothing: '0',
      culture: '0',
      transport: '0',
      other: '0',
      housing: '0',
      medical: '0',
      education: '0'
    },
    expenseReasons: [
      '중학생 자녀 교육비와 학원비가 지속적으로 발생합니다.',
      '월세 거주로 인한 주거비 부담이 큽니다.',
      '부친의 지병 치료를 위한 병원비를 일부 부담하고 있습니다.',
      '',
      '',
      '',
      '',
      '',
      '',
      ''
    ],
    adjustmentRatio: '78.8',
    supplementaryDescription: '배우자는 현재 미성년 자녀 양육으로 경제활동을 하지 못하고 있으며, 신청인이 주된 생계유지자입니다.',
    hasChildSupport: true,
    childCount: 1,
    childNames: ['박서윤'],
    childSupportAmount: '400,000',
    exSpouseName: '이수정',
    evidenceDocument: '양육비부담조서'
  }],
  ['4', {
    repaymentPlanType: 'A',
    interestBaseDate: { year: '2026', month: '04', day: '08' },
    principalInterestDisplay: 'B',
    hasEstateClaim: false,
    estateClaimAsPriority: true,
    estateClaimCount: 0,
    estateClaims: [],
    hasPriorityClaim: false,
    priorityClaimCount: 0,
    priorityClaims: [],
    employmentType: '근무',
    employmentDetailType: 'B',
    businessTaxReportType: ''
  }],
  ['5', {
    monthColumns: createDummyMonthColumns(),
    selectedMonths: {
      '1': true, '2': true, '3': true, '4': true, '5': true, '6': true,
      '7': true, '8': true, '9': true, '10': true, '11': true, '12': true
    },
    incomeRows: [
      { id: 'income-salary', source: '급여', amounts: createAmountMap('3,350,000') },
      { id: 'income-side', source: '부업소득', amounts: createDeductionAmountMap(['180,000', '200,000', '150,000', '220,000', '200,000', '180,000', '250,000', '230,000', '200,000', '240,000', '180,000', '210,000']) }
    ],
    deductionRows: [
      { id: 'deduct-tax', source: '소득세', amounts: createAmountMap('90,000') },
      { id: 'deduct-resident', source: '주민세', amounts: createAmountMap('9,000') },
      { id: 'deduct-health', source: '건강보험', amounts: createAmountMap('118,000') },
      { id: 'deduct-pension', source: '국민연금', amounts: createAmountMap('147,000') },
      { id: 'deduct-employment', source: '고용보험', amounts: createAmountMap('32,000') },
      { id: 'deduct-accident', source: '산재보험', amounts: createAmountMap('12,000') }
    ]
  }],
  ['7', {
    hasApplicantProperty: false,
    apartmentCount: 0,
    houseCount: 0,
    landCount: 0,
    hasSpouseProperty: false,
    spouseApartmentCount: 0,
    spouseHouseCount: 0,
    spouseLandCount: 0
  }],
  ['10', {
    formData: {
      hasVehicle: true,
      vehicleCount: 1,
      hasSpouseVehicle: true,
      spouseVehicleCount: 1
    },
    vehicles: [
      {
        type: '자동차',
        price: '8,500,000',
        securedDebtAmount: '0'
      }
    ],
    spouseVehicles: [
      {
        type: '자동차',
        price: '12,000,000',
        securedDebtAmount: '4,000,000'
      }
    ]
  }],
  ['11', {
    formData: {
      hasCash: true,
      cashAmount: '300,000',
      hasAccount: true,
      accountCount: 2
    },
    accounts: [
      { bankName: 'KB국민은행', type: '보통예금', accountNumber: '123-45-678901', balance: '1,250,000', hasLoan: 'Y', isSeized: 'N', pledgeAmount: '300,000' },
      { bankName: '토스뱅크', type: '입출금통장', accountNumber: '1000-1234-5678', balance: '180,000', hasLoan: 'N', isSeized: 'N', pledgeAmount: '0' }
    ]
  }],
  ['11_1', {
    formData: {
      hasInsurance: true,
      insuranceCount: 1
    },
    insuranceItems: [
      {
        companyName: '삼성생명',
        policyNumber: 'SL-2024-000231',
        productName: '종신보험',
        refundAmount: '4,200,000',
        isSeized: 'N',
        hasLoan: 'N',
        note: '해약환급금 기준',
        loan: {
          creditorName: '',
          initialAmount: '',
          principalBalance: '',
          interestBalance: '',
          debtDate: '',
          proofDate: '',
          calculationBasis: '',
          creditorAddress: '',
          creditorPhone: '',
          creditorFax: '',
          interestRate: '',
          hasGuarantor: 'N',
          guarantorCount: 0,
          guarantors: []
        }
      }
    ]
  }],
  ['11_2', {
    formData: {
      hasStock: false,
      stockCount: 0
    },
    stockItems: []
  }],
  ['11_3', {
    formData: {
      hasOtherAsset: true,
      assetCount: 1
    },
    assetItems: [
      {
        description: '업무용 노트북 및 프린터',
        estimatedValue: '1,200,000',
        hasSecuredLoan: 'N',
        loan: {
          creditorName: '',
          initialAmount: '',
          principalBalance: '',
          interestBalance: '',
          debtDate: '',
          proofDate: '',
          calculationBasis: '',
          creditorAddress: '',
          creditorPhone: '',
          creditorFax: '',
          interestRate: '',
          hasGuarantor: 'N',
          guarantorCount: 0,
          guarantors: []
        }
      }
    ]
  }],
  ['12', {
    formData: {
      hasLease: true,
      leaseCount: 1,
      hasLoanReceivable: false,
      receivableCount: 0
    },
    leases: [
      {
        propertyType: '주택',
        address: '서울 강남구 테헤란로 123, 101동 1203호',
        lessorName: '김영호',
        depositAmount: '20,000,000',
        monthlyRent: '650,000',
        recognizedValue: '20,000,000',
        contractDate: '2023-03-10',
        fixedDate: '2023-03-17',
        hasSeizure: 'N',
        hasContractLoan: 'N',
        loan: {
          creditorName: '',
          initialAmount: '',
          principalBalance: '',
          interestBalance: '',
          proofDate: '',
          creditorAddress: '',
          creditorPhone: '',
          creditorFax: '',
          interestRate: '',
          hasGuarantor: 'N',
          guarantorCount: 0,
          guarantors: []
        }
      }
    ],
    receivables: []
  }],
  ['12_1', {
    formData: {
      hasRetirementBenefit: true,
      retirementAmount: '5,800,000',
      retirementSeizure: 'N',
      retirementInstitution: '주식회사 미래디자인',
      hasRetirementLoan: 'Y',
      retirementLoanCount: 1,
      hasBusinessFacility: false,
      facilityCount: 0
    },
    retirementLoans: [
      {
        creditorName: '국민은행',
        initialAmount: '3,000,000',
        principalBalance: '2,480,000',
        interestBalance: '75,000',
        proofDate: '2026-03-13',
        creditorAddress: '[04534] 서울 중구 남대문로 84',
        creditorPhone: '1588-9999',
        creditorFax: '',
        interestRate: '5.6',
        hasGuarantor: 'N',
        guarantorCount: 0,
        guarantors: []
      }
    ],
    facilities: []
  }],
  ['13', {
    formData: {
      unsecuredDebtCount: 3
    }
  }],
  ['13_1', {
    debts: [
      {
        creditorName: '국민카드',
        debtCause: '신용카드',
        customDebtCause: '',
        proofType: '카드이용명세서',
        originalLoanAmount: '15,000,000',
        principalBalance: '12,400,000',
        interestBalance: '1,280,000',
        debtDate: '2025-12-01',
        proofDate: '2026-03-05',
        calculationBasis: '카드 이용대금 및 연체이자',
        creditorAddress: '[04538] 서울 중구 을지로 170',
        creditorPhone: '1588-1688',
        creditorFax: '',
        interestRate: '14.5',
        hasCoDebtor: 'N',
        coDebtorCount: 0,
        coDebtors: []
      },
      {
        creditorName: '우리은행',
        debtCause: '사업자금대출',
        customDebtCause: '',
        proofType: '부채증명서',
        originalLoanAmount: '20,000,000',
        principalBalance: '18,000,000',
        interestBalance: '650,000',
        debtDate: '2025-08-20',
        proofDate: '2026-03-05',
        calculationBasis: '대출원리금',
        creditorAddress: '[04523] 서울 중구 소공로 51',
        creditorPhone: '02-2002-3000',
        creditorFax: '',
        interestRate: '6.9',
        hasCoDebtor: 'N',
        coDebtorCount: 0,
        coDebtors: []
      },
      {
        creditorName: 'SK텔레콤',
        debtCause: '미납 공과금',
        customDebtCause: '',
        proofType: '통신요금명세서',
        originalLoanAmount: '',
        principalBalance: '1,150,000',
        interestBalance: '0',
        debtDate: '2025-11-20',
        proofDate: '2026-03-01',
        calculationBasis: '통신요금 미납액',
        creditorAddress: '[04539] 서울 중구 을지로 65(을지로2가)',
        creditorPhone: '02-6100-2114',
        creditorFax: '',
        interestRate: '',
        hasCoDebtor: 'N',
        coDebtorCount: 0,
        coDebtors: []
      }
    ]
  }],
  ['14', {
    formData: {
      hasGuarantee: true,
      guaranteeCount: 1
    },
    items: [
      {
        primaryDebtorName: '박성훈',
        creditorName: '신한카드',
        debtType: '카드대금',
        calculationBasis: '부채증명서 기준',
        originalLoanAmount: '8,000,000',
        principalBalance: '5,700,000',
        interestBalance: '310,000',
        debtDate: '2025-06-15',
        proofDate: '2026-03-12',
        interestRate: '13.9',
        creditorAddress: '[04542] 서울 중구 청계천로 100',
        creditorPhone: '1544-7000',
        creditorFax: '',
        coGuarantorCount: 1,
        coGuarantors: [
          { name: '김지훈', relationship: '친구', contact: '010-4444-8899', address: '서울 송파구 오금로 44' }
        ]
      }
    ]
  }],
  ['15', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', hasDispute: 'N', claimedPrincipal: '', claimedInterest: '', court: '', caseNumber: '' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', hasDispute: 'N', claimedPrincipal: '', claimedInterest: '', court: '', caseNumber: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', hasDispute: 'N', claimedPrincipal: '', claimedInterest: '', court: '', caseNumber: '' }
    ]
  }],
  ['15_1', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', enabled: 'Y', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '2026-02-18', court: '서울남부지방법원', caseNumber: '2026차12345', proceedingType: '지급명령', procedureStatus: '송달완료', decisionDate: '2026-02-28', note: '카드이용대금 지급명령' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' }
    ]
  }],
  ['15_2', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' }
    ]
  }],
  ['15_3', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' }
    ]
  }],
  ['15_4', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' }
    ]
  }],
  ['15_5', {
    items: [
      { creditorName: '국민카드', debtContent: '신용카드', principalBalance: '12,400,000', interestBalance: '1,280,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: '우리은행', debtContent: '사업자금대출', principalBalance: '18,000,000', interestBalance: '650,000', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' },
      { creditorName: 'SK텔레콤', debtContent: '미납 공과금', principalBalance: '1,150,000', interestBalance: '0', enabled: 'N', providerName: '', assetType: '', assetDescription: '', targetAsset: '', thirdPartyDebtor: '', serviceDate: '', court: '', caseNumber: '', proceedingType: '', procedureStatus: '', decisionDate: '', note: '' }
    ]
  }],
  ['16', {
    formData: {
      hasExternalCommissioner: false,
      commissionerPercent: '2',
      commissionerRate: '',
      commissionerNote: '',
      employmentType: '근무',
      jobTitle: '웹 디자이너',
      workplaceName: '주식회사 미래디자인',
      position: '대리',
      finalEducationYear: '2008',
      finalEducationMonth: '02',
      finalEducationSchool: '한양정보산업고등',
      finalEducationStatus: '졸업',
      currentWorkStart: {
        year: '2021',
        month: '03'
      },
      workPeriod: '2021.03 ~ 현재',
      careerYears: '5',
      careerMonths: '1',
      companyZipCode: '04782',
      companyAddress: '서울 성동구 아차산로17길 49',
      companyRepresentative: '김도윤',
      workplaceAddress: '서울 성동구 아차산로 17길 49',
      jobDescription: '온라인 쇼핑몰 상세페이지 제작 및 운영 관리',
      maritalHistoryCount: 1
    },
    pastCareers: [
      {
        startYear: '2019',
        startMonth: '01',
        endYear: '2021',
        endMonth: '02',
        employmentType: '근무',
        industry: '디자인업',
        workplaceName: '스튜디오 브릿지',
        position: '디자이너'
      },
      {
        startYear: '2016',
        startMonth: '03',
        endYear: '2018',
        endMonth: '12',
        employmentType: '근무',
        industry: '서비스업',
        workplaceName: '라임커머스',
        position: '사원'
      },
      {
        startYear: '',
        startMonth: '',
        endYear: '',
        endMonth: '',
        employmentType: '근무',
        industry: '',
        workplaceName: '',
        position: ''
      }
    ],
    maritalHistories: [
      {
        partnerName: '이서연',
        historyType: '결혼',
        historyDate: '2017-11-19',
        historyYear: '2017',
        historyMonth: '11',
        historyDay: '19'
      }
    ]
  }],
  ['17', {
    formData: {
      reasons: ['생활비 부족', '점포운영의 실패', '기타'],
      otherReason: '코로나 이후 매출 감소와 고금리 대환 실패가 겹쳐 기존 채무를 감당하지 못하게 되었습니다.',
      history: {
        bankruptcy: { used: 'N', startYear: '', startMonth: '', court: '', status: '' },
        recovery: { used: 'N', startYear: '', startMonth: '', court: '', status: '' },
        workout: { used: 'N', startYear: '', startMonth: '', court: '', status: '' },
        badBank: { used: 'N', startYear: '', startMonth: '', court: '', status: '' }
      },
      debtNarrative: '신청인은 소규모 온라인 판매업을 운영하였으나 매출 급감과 카드 매입대금 누적으로 차입이 반복되었습니다. 이후 사업을 정리하고 급여소득자로 전환했으나 기존 채무의 이자 부담으로 정상 상환이 어려워졌습니다.',
      recoveryNarrative: '현재는 급여소득이 안정적으로 발생하고 있으며, 월세 거주와 자녀 양육비 부담을 감안하더라도 일정한 가용소득으로 36개월 변제계획 수행이 가능하여 개인회생을 신청합니다.',
      creditorCount: '4',
      repaymentPlanNote: '보증인은 대위변제가 없는 한 변제계획안 별제권부 채권자목록에 기재하지 않습니다.',
      liquidationValueInclusion: 'Y'
    }
  }]
]