/gi, '\n')
.replace(/<[^>]+>/g, '')
.replace(/ /g, ' ')
.replace(/&/g, '&')
.replace(/</g, '<')
.replace(/>/g, '>')
.replace(/\n{3,}/g, '\n\n')
.trim()
const escapeHtml = (value: unknown) =>
String(value ?? '')
.replace(/&/g, '&')
.replace(//g, '>')
.replace(/"/g, '"')
.replace(/'/g, ''')
const PAGE_BREAK_MARKER_HTML = `${PAGE_BREAK_SCREEN_LABEL_HTML}
`
const AUTO_PAGE_BREAK_MARKER_HTML = `${PAGE_BREAK_SCREEN_LABEL_HTML}
`
const LEGACY_VISIBLE_PAGE_BREAK_PATTERN = /------------------- \[수정하거나 지우지 마세요\] 이 부분은 인쇄할때 페이지를 구분합니다\. -------------------<\/b>
/gi
const EMPTY_AUTO_PAGE_BREAK_PATTERN = /]*class=(['"])[^'"]*fincure-page-break[^'"]*\1)(?=[^>]*data-auto-page-break=(['"])true\2)[^>]*><\/div>/gi
const EMPTY_MANUAL_PAGE_BREAK_PATTERN = /]*class=(['"])[^'"]*fincure-page-break[^'"]*\1)(?![^>]*data-auto-page-break=)[^>]*><\/div>/gi
const EDITOR_PREVIEW_PAGE_BREAK_LAYER_PATTERN = /]*id=(['"])fincure-page-break-preview-layer\1[^>]*>[\s\S]*?<\/div>/gi
const PAGE_BREAK_BOUNDARY_PATTERN_SOURCE = `]*class=(['"])[^'"]*fincure-page-break[^'"]*\\1)[^>]*><\\/div>|------------------- \\[수정하거나 지우지 마세요\\] 이 부분은 인쇄할때 페이지를 구분합니다\\. -------------------<\\/b>
`
const PAGE_BREAK_BOUNDARY_PATTERN = new RegExp(PAGE_BREAK_BOUNDARY_PATTERN_SOURCE, 'gi')
const AUTO_PAGE_BREAK_PATTERN = /]*class=(['"])[^'"]*fincure-page-break[^'"]*\1)(?=[^>]*data-auto-page-break=(['"])true\2)[^>]*><\/div>/gi
const ASSET_LAYOUT_VERSION = 'v6'
const ASSET_LAYOUT_VERSION_MARKER = `
`
const ASSET_PRINT_SECTION_OPEN = ``
const ASSET_PRINT_SECTION_CLOSE = `
`
const DOCUMENT_FINGERPRINT_MARKER_PATTERN = /]*data-fincure-document-key=(['"])[^'"]+\1)(?=[^>]*data-fincure-document-fingerprint=(['"])[^'"]+\2)[^>]*><\/div>/gi
const DOCUMENT_LAYOUT_VERSIONS: Record = {
all_application: 'v3',
creditors_csv: 'v1',
creditors: 'v4',
assets: 'v6',
income_expense: 'v2',
statement: 'v2',
repayment_plan: 'v3',
prohibition: 'v2',
suspension: 'v2',
copy_submission: 'v2',
filing_certificate: 'v2',
power_of_attorney: 'v2',
trustee_debt: 'v2',
confirmation: 'v3'
}
const normalizePageBreakMarkup = (html: string) =>
String(html || '')
.replace(LEGACY_VISIBLE_PAGE_BREAK_PATTERN, PAGE_BREAK_MARKER_HTML)
.replace(LEGACY_PLAIN_PAGE_BREAK_PATTERN, PAGE_BREAK_MARKER_HTML)
.replace(EMPTY_AUTO_PAGE_BREAK_PATTERN, AUTO_PAGE_BREAK_MARKER_HTML)
.replace(EMPTY_MANUAL_PAGE_BREAK_PATTERN, PAGE_BREAK_MARKER_HTML)
const stripAutomaticPreviewPageBreaks = (html: string) =>
String(html || '').replace(AUTO_PAGE_BREAK_PATTERN, '')
const normalizeVisibleWhitespaceEntities = (html: string) =>
String(html || '')
.replace(/&(amp|#38);nbsp;/gi, ' ')
.replace(/&(amp|#38);#160;/gi, ' ')
.replace(/&(amp|#38);ensp;/gi, ' ')
.replace(/&(amp|#38);emsp;/gi, ' ')
const sanitizeManualDocumentHtml = (html: string) =>
normalizePageBreakMarkup(
stripAutomaticPreviewPageBreaks(
normalizeVisibleWhitespaceEntities(
String(html || '').replace(EDITOR_PREVIEW_PAGE_BREAK_LAYER_PATTERN, '')
)
)
)
const withAssetLayoutVersionMarker = (html: string) => {
const source = String(html || '')
if (source.includes(`data-fincure-asset-layout="${ASSET_LAYOUT_VERSION}"`)) {
return source
}
return `${ASSET_LAYOUT_VERSION_MARKER}${source}`
}
const stripDocumentFingerprintMarkers = (html: string) =>
String(html || '').replace(DOCUMENT_FINGERPRINT_MARKER_PATTERN, '')
const getPageBreakStartIndices = (source: string) => {
const indices: number[] = []
const matcher = new RegExp(PAGE_BREAK_BOUNDARY_PATTERN.source, 'gi')
let match: RegExpExecArray | null = null
while ((match = matcher.exec(source)) !== null) {
indices.push(match.index)
}
return indices
}
const extractBodyInnerHtml = (value: string) => {
const trimmed = normalizeVisibleWhitespaceEntities(String(value || '')).trim()
if (!trimmed) return ''
const textareaMatch = trimmed.match(/]+id=["']ir1["'][^>]*>([\s\S]*?)<\/textarea>/i)
if (textareaMatch) {
const textareaContent = textareaMatch[1].trim()
if (textareaContent) {
const nestedBodyMatch = textareaContent.match(/]*>([\s\S]*?)<\/body>/i)
if (nestedBodyMatch) {
return nestedBodyMatch[1].trim()
}
return textareaContent
.replace(/]*>/gi, '')
.replace(/<\/?html[^>]*>/gi, '')
.replace(/<\/?head[^>]*>/gi, '')
.replace(/<\/?body[^>]*>/gi, '')
.trim()
}
}
const bodyMatch = trimmed.match(/]*>([\s\S]*?)<\/body>/i)
if (bodyMatch) {
return bodyMatch[1].trim()
}
return trimmed
.replace(/]*>/gi, '')
.replace(/<\/?html[^>]*>/gi, '')
.replace(/<\/?head[^>]*>/gi, '')
.replace(/<\/?body[^>]*>/gi, '')
.trim()
}
const buildReferenceDocumentShell = (title: string, bodyHtml: string) => `
${escapeHtml(title)}
)+`, 'gi'),
'$1'
)
result = result.replace(
/(]*class=(['"])[^'"]*fincure-print-section[^'"]*\2)[^>]*>)(?:\s| |)+/gi,
'$1'
)
result = result.replace(/^(?:\s| |)+/gi, '')
return result.trim()
}
const buildBlankDocumentBody = (title: string, context: RecoveryDocumentContext) => {
const page1 = context.pages['1'] || {}
const applicantName = context.caseInfo?.applicant_name || page1?.applicantName || ''
const residentNumber = formatResidentNumber(page1?.residentNumber || page1?.ssn || context.caseInfo?.resident_number || '')
const caseNumber = context.caseInfo?.case_number || page1?.caseNumber || ''
const dateText = formatDottedDate(page1?.filingDate || context.caseInfo?.registration_date)
return `
${escapeHtml(caseNumber)} 채무자 ${escapeHtml(applicantName)} ( ${escapeHtml(residentNumber)} )
${escapeHtml(title)}
저장된 데이터에 따라 이 문서 양식을 채워야 합니다. 현재 이 문서의 전용 레퍼런스 템플릿 연결 작업이 진행 중입니다.
`
}
const hasMeaningfulValue = (value: unknown): boolean => {
if (value === null || value === undefined) return false
if (typeof value === 'string') return value.trim().length > 0
if (typeof value === 'number') return value !== 0
if (typeof value === 'boolean') return value
if (Array.isArray(value)) return value.some((item) => hasMeaningfulValue(item))
if (typeof value === 'object') return Object.values(value as Record).some((item) => hasMeaningfulValue(item))
return false
}
const hasMeaningfulPages = (pages: Record) =>
Object.values(pages).some((page) => hasMeaningfulValue(page))
const isLikelyReferenceSeedHtml = (html?: string | null) => {
const value = String(html || '')
if (!value) return false
const structuralMarkers = [
/개인회생채권자목록/,
/금지명령 포함/,
/인지대[\s\S]{0,40}회생/,
/송달료[\s\S]{0,40}회생/,
/채무 원 금/,
/휴대전화 번호\s*:/
]
const structuralMatchCount = structuralMarkers.filter((pattern) => pattern.test(value)).length
const sampleDateCount = (value.match(/2026\s*\.\s*(?: \s*)?\d{2}\s*\.\s*(?: \s*)?\d{2}\s*\./g) || []).length
return structuralMatchCount >= 3 || sampleDateCount >= 4
}
const formatCurrency = (value: unknown) => {
const amount = parseNumeric(value)
return `${amount.toLocaleString('ko-KR')}원`
}
const formatResidentNumber = (value: unknown) => {
const digits = String(value ?? '').replace(/[^0-9]/g, '')
if (digits.length >= 13) {
return `${digits.slice(0, 6)} - ${digits.slice(6, 7)}******`
}
if (digits.length >= 7) {
return `${digits.slice(0, 6)} - ${digits.slice(6)}`
}
return String(value ?? '')
}
const formatDottedDate = (value?: string | null) => {
const parsed = value ? new Date(value) : new Date()
const target = Number.isNaN(parsed.getTime()) ? new Date() : parsed
return `${target.getFullYear()} . ${String(target.getMonth() + 1).padStart(2, '0')} . ${String(target.getDate()).padStart(2, '0')} .`
}
const formatDateParts = (value?: string | null) => {
if (!value) {
return { year: '', month: '', day: '' }
}
const parsed = new Date(value)
if (Number.isNaN(parsed.getTime())) {
const match = String(value).match(/(\d{4})[-./ ]+(\d{1,2})[-./ ]+(\d{1,2})/)
if (!match) return { year: '', month: '', day: '' }
return {
year: match[1],
month: match[2].padStart(2, '0'),
day: match[3].padStart(2, '0')
}
}
return {
year: String(parsed.getFullYear()),
month: String(parsed.getMonth() + 1).padStart(2, '0'),
day: String(parsed.getDate()).padStart(2, '0')
}
}
const formatHtmlDottedDateFromParts = (year?: string | null, month?: string | null, day?: string | null) => {
const safeYear = String(year || '').trim() || ' '
const safeMonth = String(month || '').trim() || ' '
const safeDay = String(day || '').trim() || ' '
return `${safeYear} . ${safeMonth} . ${safeDay} .`
}
const resolveRepaymentMonths = (page2: Record) => {
const customMonths = parseNumeric(page2?.customRepaymentMonths)
if (page2?.customRepaymentPeriod && customMonths > 0) {
return String(customMonths)
}
const periodCode = String(page2?.repaymentPeriod || '').trim().toUpperCase()
switch (periodCode) {
case 'W':
return '36'
case 'Y':
return '35'
case 'N':
return '60'
case 'V':
return '60'
case 'Z':
return '60'
default: {
const numericPeriod = typeof page2?.repaymentPeriod === 'string'
? page2.repaymentPeriod.replace(/[^0-9]/g, '')
: ''
return numericPeriod || ''
}
}
}
const buildPhoneNumber = (...parts: Array) => {
const values = parts.map((item) => String(item ?? '').trim()).filter(Boolean)
if (values.length === 3) return values.join(' - ')
return values.join('')
}
const getContextBasics = (context: RecoveryDocumentContext) => {
const page1 = context.pages['1'] || {}
const page2 = context.pages['2'] || {}
const page3 = context.pages['3'] || {}
const page4 = context.pages['4'] || {}
const page5 = context.pages['5'] || {}
const residentAddress = [
page1?.registeredZipCode,
page1?.registeredAddress,
page1?.registeredAddressDetail
]
.filter(Boolean)
.join(' ')
.trim()
const currentAddress = [
page1?.currentZipCode,
page1?.currentAddress,
page1?.currentAddressDetail
]
.filter(Boolean)
.join(' ')
.trim()
const page2Address = [
page2?.residentAddress,
page2?.currentAddress,
context.caseInfo?.applicant_address
]
.filter(Boolean)
.map((item: unknown) => String(item).trim())
.find(Boolean) || ''
const applicantAddress = currentAddress || residentAddress || page2Address
const lawyerName = String(page1?.agentName || page2?.lawyerName || '').trim()
const lawyerPhone = String(
buildPhoneNumber(page1?.agentPhonePart1, page1?.agentPhonePart2, page1?.agentPhonePart3) ||
page2?.lawyerPhone ||
''
).trim()
const lawyerFax = String(
buildPhoneNumber(page1?.agentFaxPart1, page1?.agentFaxPart2, page1?.agentFaxPart3) ||
page2?.lawyerFax ||
''
).trim()
const lawyerAddress = String(
[page1?.agentZipCode, page1?.agentAddress].filter(Boolean).join(' ') ||
page2?.lawyerAddress ||
''
).trim()
const applicantName = context.caseInfo?.applicant_name || page1?.applicantName || ''
const residentNumberRaw =
page1?.residentNumber ||
page1?.ssn ||
`${page1?.juminFront || ''}${page1?.juminBack || ''}` ||
context.caseInfo?.resident_number ||
''
const residentNumber = formatResidentNumber(residentNumberRaw)
const caseNumber = context.caseInfo?.case_number || page1?.caseNumber || ''
const filingDateRaw = page1?.filingDate || context.caseInfo?.registration_date || ''
const filingDate = formatDottedDate(filingDateRaw)
const filingDateParts = formatDateParts(filingDateRaw)
const firstRepaymentDateRaw = page1?.firstRepaymentDate || ''
const firstRepaymentDateParts = formatDateParts(firstRepaymentDateRaw)
const mobileNumber = buildPhoneNumber(page1?.mobilePart1, page1?.mobilePart2, page1?.mobilePart3)
const receiveMobileNumber = buildPhoneNumber(page1?.receiveMobilePart1, page1?.receiveMobilePart2, page1?.receiveMobilePart3)
const phoneNumber = buildPhoneNumber(page1?.phonePart1, page1?.phonePart2, page1?.phonePart3)
const courtName = String(page2?.court || '').trim()
const repaymentMonths = resolveRepaymentMonths(page2)
const interestBaseDate =
page4?.interestBaseDate?.year && page4?.interestBaseDate?.month && page4?.interestBaseDate?.day
? `${page4.interestBaseDate.year} . ${String(page4.interestBaseDate.month).padStart(2, '0')} . ${String(page4.interestBaseDate.day).padStart(2, '0')} .`
: filingDate
const enabledMonthColumns = getEnabledPage5MonthColumns(page5)
const incomeRows = Array.isArray(page5?.incomeRows) ? page5.incomeRows : []
const deductionRows = Array.isArray(page5?.deductionRows) ? page5.deductionRows : []
const totalForRows = (rows: Array>) =>
rows.reduce((sum, row) => {
const amounts = row?.amounts || {}
return (
sum +
enabledMonthColumns.reduce((monthSum, column) => monthSum + parseNumeric(amounts[column.key]), 0)
)
}, 0)
const averageIncome = enabledMonthColumns.length ? Math.round(totalForRows(incomeRows) / enabledMonthColumns.length) : 0
const averageDeduction = enabledMonthColumns.length ? Math.round(totalForRows(deductionRows) / enabledMonthColumns.length) : 0
const averageNetIncome = Math.max(0, averageIncome - averageDeduction)
const statementLines = [
...(Array.isArray(page3?.expenseReasons) ? page3.expenseReasons : []).filter((item: unknown) => String(item || '').trim()),
String(page3?.supplementaryDescription || '').trim()
].filter(Boolean)
return {
applicantName,
residentNumber,
caseNumber,
filingDate,
filingDateParts,
firstRepaymentDateParts,
mobileNumber,
receiveMobileNumber,
phoneNumber,
applicantAddress,
lawyerName,
lawyerPhone,
lawyerFax,
lawyerAddress,
courtName,
repaymentMonths,
interestBaseDate,
averageIncome,
averageDeduction,
averageNetIncome,
statementText: statementLines.join('\n\n')
}
}
const getEmploymentDataFromContext = (context: RecoveryDocumentContext) => {
const page4 = context.pages['4'] || {}
const page16 = context.pages['16'] || {}
const employment = { ...(page16?.formData || {}) } as Record
const page4EmploymentType = String(page4?.employmentType || '').trim()
if (!String(employment.employmentType || '').trim() && page4EmploymentType) {
employment.employmentType = page4EmploymentType
}
if (!String(employment.employmentType || '').trim() && String(page4?.employmentDetailType || '').trim()) {
employment.employmentType = ['D', 'E', 'F', 'G', 'H', 'K'].includes(String(page4.employmentDetailType))
? '자영'
: '근무'
}
return employment
}
const scrubReferenceSeeds = (
html: string,
context: RecoveryDocumentContext,
key: RecoveryDocumentKey
) => {
const basics = getContextBasics(context)
const filingYear = basics.filingDateParts.year || ' '
const filingMonth = basics.filingDateParts.month || ' '
const filingDay = basics.filingDateParts.day || ' '
let result = html
result = result.replace(
/ [\s\S]*?<\/u> <\/span>/,
` ${escapeHtml(basics.caseNumber)} 채무자 ${escapeHtml(basics.applicantName)} ( ${escapeHtml(basics.residentNumber)} ) `
)
result = result.replace(
/(신청인\s*\(채무자\)\s* |신청인\s* )(?:)?[^<\n]+(?:<\/u>)?/g,
(_, prefix: string) => `${prefix}${basics.applicantName ? `${escapeHtml(basics.applicantName)} ` : ' '}`
)
if (basics.mobileNumber) {
result = result.replace(/010\s*-\s*\d{3,4}\s*-\s*\d{4}/g, basics.mobileNumber)
} else {
result = result.replace(/010\s*-\s*\d{3,4}\s*-\s*\d{4}/g, ' ')
}
if (basics.receiveMobileNumber) {
result = result.replace(/휴대전화 번호 :[^<]*/g, `휴대전화 번호 : ${basics.receiveMobileNumber}`)
} else {
result = result.replace(/휴대전화 번호 :[^<]*/g, '휴대전화 번호 :')
}
result = result.replace(/\b\d{6}\s*-\s*\d\*{6}\b/g, basics.residentNumber || ' ')
result = result.replace(/\b\d{6}\s*-\s*\d{7}\b/g, basics.residentNumber || ' ')
result = result.replace(/\b20\d{2}\s*개회[^\s<]{0,20}\s*호\b/g, basics.caseNumber || ' ')
result = result.replace(/\b20\d{2}\s*개회\s* *[^<]{0,30}호/g, basics.caseNumber || ' ')
if (basics.courtName) {
result = result.replace(/[가-힣]+\s*(지방법원|회생법원)\s*개인회생과 귀 중/g, `${escapeHtml(basics.courtName)} 귀 중`)
result = result.replace(/[가-힣]+\s*(지방법원|회생법원)\s*귀 중/g, `${escapeHtml(basics.courtName)} 귀 중`)
}
result = result.replace(/202\d\s*\.\s* \d{2}\s*\.\s* \d{2}\s*\./g, basics.filingDate)
result = result.replace(/\[\s*\d{4}\s*\]년/g, basics.firstRepaymentDateParts.year ? `[ ${escapeHtml(basics.firstRepaymentDateParts.year)} ]년` : '[ ]년')
result = result.replace(/\[\s*\d{1,2}\s*\]월/g, basics.firstRepaymentDateParts.month ? `[ ${escapeHtml(basics.firstRepaymentDateParts.month)} ]월` : '[ ]월')
result = result.replace(/\[\s*\d{1,2}\s*\]일부터/g, basics.firstRepaymentDateParts.day ? `[ ${escapeHtml(basics.firstRepaymentDateParts.day)} ]일부터` : '[ ]일부터')
result = result.replace(/\[\s*\d+\s*\]개월간/g, basics.repaymentMonths ? `[ ${escapeHtml(String(basics.repaymentMonths))} ]개월간` : '[ ]개월간')
result = result.replace(/\[\s*[\d,]+\s*\]원/g, basics.averageIncome ? `[ ${escapeHtml(basics.averageIncome.toLocaleString('ko-KR'))} ]원` : '[ ]원')
if (basics.applicantAddress) {
result = result.replace(/(주\s* 소\s*:\s*)[\s\S]*?(]*>)([\d,]+원)(<\/td>)/g, '$1 $3')
result = result.replace(/(금지<\/td>\s*]*>)([\d,]+원)(<\/td>)/g, '$1 $3')
result = result.replace(/(송달료[\s\S]*?회생<\/td>\s*]*>)([\d,]+원)(<\/td>)/g, '$1 $3')
result = result.replace(/(산정기준일 )20\d{2}\.\s*\d{2}\.\s*\d{2}\./g, `$1${basics.interestBaseDate.replace(/ /g, ' ').replace(/\s+/g, ' ').trim()}`)
result = result.replace(/(산정기준일 )20\d{2}\.\s+\d{2}\.\s+\d{2}\./g, `$1${basics.interestBaseDate.replace(/ /g, ' ').replace(/\s+/g, ' ').trim()}`)
if (key === 'statement') {
const statementContent = basics.statementText
? escapeHtml(basics.statementText).replace(/\n/g, ')[\s\S]*?(<\/span><\/td>[\s\S]*?<\/table>)/,
`$1${statementContent}$2`
)
result = result.replace(
/(최종학력<\/span>\s*:\s* )[\s\S]*?(<\/span>)/,
'$1 $2'
)
result = result.replace(
/(기\s*간<\/span><\/p>\s*<\/td>\s* )[\s\S]*?(<\/span>)/,
'$1 $2'
)
result = result.replace(
/(업 종<\/span><\/p>\s*<\/td>\s* )[\s\S]*?(<\/span>)/,
'$1 $2'
)
result = result.replace(
/(직장명<\/span>\s*<\/p>\s*<\/td>\s* )[\s\S]*?(<\/span>)/,
'$1 $2'
)
result = result.replace(
/(직 위<\/span>\s*<\/p>\s*<\/td>\s* )[\s\S]*?(<\/span>)/,
'$1 $2'
)
}
if (key === 'income_expense') {
result = result.replace(/( )[\s\S]*?(<\/span><\/td>)/, `$1 $2`)
result = result.replace(/( )[\s\S]*?(<\/span><\/td>)/g, '$1 $2')
result = result.replace(/( )[\d,\s]+원 (<\/span><\/td>)/g, '$1 $2')
result = result.replace(/( ) [\d,\s]+원 (<\/span><\/td>)/g, '$1 $2')
}
if (key === 'copy_submission') {
result = result.replace(
/( 사 건[\s\S]*?)[\s\S]*?(<\/u><\/span>)/,
`$1${escapeHtml(filingYear)}$2`
)
result = result.replace(
/( 개회<\/span> )[\s\S]*?(<\/u><\/span>)/,
`$1${escapeHtml(basics.caseNumber.replace(/^.*개회\s*/, '').replace(/\s*호?$/, ''))}$2`
)
result = result.replace(
/( 채 무 자 )[^<(<\n]+(\s*\([^)]+\))?/,
`$1${escapeHtml(basics.applicantName || ' ')}${basics.residentNumber ? ` (${escapeHtml(basics.residentNumber)})` : ''}`
)
result = result.replace(/()\d{4}\s*\.\s* \d{2}\s*\.\s* \d{2}\s*\.(<\/span>)/, `$1${basics.filingDate}$2`)
}
if (key === 'filing_certificate') {
result = result.replace(
/(채무자\(신청인\) )[^<]+/,
`$1${escapeHtml(basics.applicantName || ' ')}`
)
result = result.replace(
/(접수일자 : 20)[\s\S]*?(<\/U>년 )[\s\S]*?(<\/U>월 )[\s\S]*?(<\/U>일)/,
`$1${escapeHtml(filingYear.slice(-2))}$2${escapeHtml(filingMonth)}$3${escapeHtml(filingDay)}$4`
)
result = result.replace(
/(사건번호 : )20\d{2}\s+개회\s+ \s*[\s\S]*?<\/U>/,
`$1${escapeHtml(basics.caseNumber || ' ')}`
)
result = result.replace(/( )\d{4}\s*\.\s* \d{2}\s*\.\s* \d{2}\s*\.(<\/td>)/, `$1${basics.filingDate}$2`)
result = result.replace(/(채무자\(신청인\)<\/td>\s* )[^<]*/g, `$1${escapeHtml(basics.applicantName || ' ')} `)
}
if (key === 'prohibition') {
result = result.replace(
/(사 건<\/td>\s* )[\s\S]*?(<\/td>)/,
`$1${escapeHtml(basics.caseNumber || ' ')} 개인회생$2`
)
result = result.replace(
/(신청인 \(채무자\)<\/td>\s* )[\s\S]*?(<\/td>)/,
`$1${escapeHtml(basics.applicantName || ' ')}$2`
)
result = result.replace(
/( <\/td>\s* )[\s\S]*?(<\/td>)/,
`$1${escapeHtml(basics.applicantAddress || ' ')}$2`
)
result = result.replace(
/(신청인\(채무자\)에 대한 이 법원 )20\d{4}[\s\S]*?호 개인회생사건/,
`$1${escapeHtml(basics.caseNumber || ' ')} 개인회생사건`
)
result = result.replace(/()\d{4}\s*\.\s* \d{2}\s*\.\s* \d{2}\s*\.(<\/span>)/g, `$1${basics.filingDate}$2`)
}
if (key === 'repayment_plan') {
result = result.replace(
/( 사 건[\s\S]*?)[\s\S]*?(<\/u><\/span>)/,
`$1${escapeHtml(filingYear)}$2`
)
result = result.replace(
/( 개회<\/span> )[\s\S]*?(<\/u><\/span>\s* \s*개인회생)/,
`$1${escapeHtml(basics.caseNumber.replace(/^.*개회\s*/, '').replace(/\s*호?$/, ''))}$2`
)
result = result.replace(
/( 채 무 자 )[^<(<\n]+(\s*\([^)]+\))?/,
`$1${escapeHtml(basics.applicantName || ' ')}${basics.residentNumber ? ` ( ${escapeHtml(basics.residentNumber)} )` : ''}`
)
result = result.replace(/()\d{4}\s*\.\s* \d{2}\s*\.\s* \d{2}\s*\.(<\/span>채 무 자)/, `$1${basics.filingDate}$2`)
result = result.replace(
/(채 무 자 )[^&<]+/,
`$1${escapeHtml(basics.applicantName || ' ')}`
)
result = result.replace(
/(대 리 인 )(?:변호사\s*)?[^&<]*/,
`$1${escapeHtml(basics.lawyerName || '')}`
)
}
if (key === 'assets') {
result = result.replace(/()\(주\)[^<]*(<\/span>)/g, '$1 $2')
result = result.replace(/()\d[\d* ]+(<\/span>)/g, '$1 $2')
result = result.replace(/()[\d,]+(<\/span>)/g, '$1 $2')
result = result.replace(/()\s*무\s*(<\/span>)/g, '$1 $2')
}
return result
}
type CreditorDocumentEntry = {
creditorName: string
debtContent: string
addressLine: string
address: string
phone: string
fax: string
fullClaimAmount: number
principalAmount: number
interestAmount: number
debtDate: string
proofDate: string
basisText: string
rowType: 'secured' | 'unsecured'
}
const buildEntriesFromDebtPages = (pages: Record) => {
const entries: CreditorDocumentEntry[] = []
const unsecuredDebts = Array.isArray(pages['13_1']?.debts) ? pages['13_1'].debts : []
unsecuredDebts.forEach((debt: unknown) => {
if (!debt || typeof debt !== 'object') return
const debtRecord = debt as Record
const creditorName = String(debtRecord.creditorName || '').trim()
if (!creditorName) return
const principalAmount = parseNumeric(debtRecord.principalBalance)
const interestAmount = parseNumeric(debtRecord.interestBalance)
entries.push({
creditorName,
debtContent: String(debtRecord.customDebtCause || debtRecord.debtCause || '').trim(),
addressLine: [debtRecord.creditorAddress, debtRecord.creditorPhone ? `(전화) ${debtRecord.creditorPhone}` : '', debtRecord.creditorFax ? `(팩스) ${debtRecord.creditorFax}` : ''].filter(Boolean).join('
const creditorName = String(claimRecord.creditorName || '').trim()
if (!creditorName) return
const fullClaimAmount = parseNumeric(claimRecord.debtAmount)
entries.push({
creditorName,
debtContent: String(claimRecord.debtType || '').trim(),
addressLine: [claimRecord.workerAddress, claimRecord.workerPhone ? `(전화) ${claimRecord.workerPhone}` : '', claimRecord.workerFax ? `(팩스) ${claimRecord.workerFax}` : ''].filter(Boolean).join(', pageId = ''): CreditorDocumentEntry | null => {
const creditorName = String(candidate.creditorName || candidate.creditor || candidate.name || '').trim()
if (!creditorName) return null
const principalAmount = parseNumeric(
candidate.principalBalance ?? candidate.principalAmount ?? candidate.principal ?? candidate.debtAmount
)
const interestAmount = parseNumeric(
candidate.interestBalance ?? candidate.interestAmount ?? candidate.interest ?? candidate.claimedInterest
)
const fullClaimAmount = parseNumeric(candidate.claimAmount ?? candidate.amount) || principalAmount + interestAmount
const debtContent = String(
candidate.debtContent ||
candidate.customDebtCause ||
candidate.debtCause ||
candidate.debtType ||
candidate.assetDescription ||
candidate.proceedingType ||
candidate.targetAsset ||
''
).trim()
const addressPieces = [
candidate.creditorAddress,
candidate.address,
candidate.workerAddress,
candidate.contactAddress,
candidate.providerAddress
]
.filter(Boolean)
.map((item: unknown) => String(item).trim())
const phone = String(candidate.creditorPhone || candidate.phone || candidate.workerPhone || candidate.contactPhone || '').trim()
const fax = String(candidate.creditorFax || candidate.fax || candidate.workerFax || candidate.contactFax || candidate.providerFax || '').trim()
const debtDate = String(candidate.debtDate || candidate.debtPeriod || candidate.startDate || '').trim()
const proofDate = String(candidate.proofDate || candidate.decisionDate || candidate.serviceDate || '').trim()
const basisText = String(candidate.calculationBasis || candidate.basis || candidate.note || '').trim()
const customBasisText = String(candidate.customCalculationBasis || '').trim()
const rowType = ['11_1', '12', '12_1'].includes(pageId) ? 'secured' : 'unsecured'
return {
creditorName,
debtContent,
addressLine: [addressPieces.join(' '), phone ? `(전화) ${phone}` : '', fax ? `(팩스) ${fax}` : ''].filter(Boolean).join('
) => {
if (CREDITOR_ENTRY_EXCLUDED_PAGE_IDS.has(String(pageId))) return
if (!value) return
if (Array.isArray(value)) {
value.forEach((item) => collectCreditorEntriesFromValue(item, pageId, acc, seen))
return
}
if (typeof value !== 'object') return
const record = value as Record
const hasCreditorShape = Object.keys(record).some((key) => creditorFieldKeys.has(key))
if (hasCreditorShape) {
const normalized = normalizeCreditorEntry(record, pageId)
if (normalized) {
const signature = buildCreditorEntrySignature(normalized)
if (!seen.has(signature)) {
seen.add(signature)
acc.push(normalized)
}
}
}
Object.values(record).forEach((item) => {
if (item && typeof item === 'object') {
collectCreditorEntriesFromValue(item, pageId, acc, seen)
}
})
}
const collectCreditorEntries = (pages: Record) => {
const directEntries = buildEntriesFromDebtPages(pages)
const entries: CreditorDocumentEntry[] = [...directEntries]
const seen = new Set(directEntries.map((entry) => buildCreditorEntrySignature(entry)))
Object.entries(pages).forEach(([pageId, value]) => {
collectCreditorEntriesFromValue(value, pageId, entries, seen)
})
return entries
}
const buildCreditorsRowBlock = (entry: CreditorDocumentEntry, index: number, isFirst = false) => `
${index + 1}
${escapeHtml(entry.creditorName)}
${[
[formatHumanDate(entry.debtDate), escapeHtml(entry.debtContent || '채무내용 미입력')].filter(Boolean).join(' '),
escapeHtml(formatCurrency(entry.principalAmount || entry.fullClaimAmount))
].filter(Boolean).join('
${buildCreditorContactBlock(entry)}
${formatCurrency(entry.fullClaimAmount)} 및 이중 원금잔액 금 ${formatCurrency(
entry.principalAmount || entry.fullClaimAmount
)}에 대한 ${escapeHtml(entry.proofDate || '-')} 부터 완제일까지 약정이율의 비율에 의한 금원
□
부속서류 (1, 2, 3, 4
)
${formatCurrency(entry.principalAmount || entry.fullClaimAmount)}
${escapeHtml(
buildCreditorBasisText(entry)
)}
${formatCurrency(entry.interestAmount)}
${escapeHtml(
buildCreditorBasisText(entry)
)}
`
const formatHumanDate = (value: string) => {
const text = String(value || '').trim()
if (!text) return ''
const match = text.match(/(\d{4})[-./ ]+(\d{1,2})[-./ ]+(\d{1,2})/)
if (!match) return text
return `${match[1]}. ${match[2].padStart(2, '0')}. ${match[3].padStart(2, '0')}.`
}
const buildCreditorBasisText = (entry: CreditorDocumentEntry) => {
const proofDateText = formatHumanDate(entry.proofDate)
if (entry.basisText) {
if (proofDateText && !entry.basisText.includes('산정기준일')) {
return `${entry.basisText} 참조 ( 산정기준일 ${proofDateText} )`
}
return entry.basisText
}
if (proofDateText) {
return `채무확인서 참조 ( 산정기준일 ${proofDateText} )`
}
return '채무확인서 참조'
}
const buildCreditorContactBlock = (entry: CreditorDocumentEntry) => {
const lines: string[] = []
if (entry.address) {
lines.push(escapeHtml(entry.address))
}
const phoneFaxLine = [`(전화) ${escapeHtml(entry.phone || '')}`, `(팩스) ${escapeHtml(entry.fax || '')}`]
.join(' ')
if (!lines.length && entry.addressLine) {
return entry.addressLine
}
lines.push(phoneFaxLine)
return lines.length ? lines.join(', expectedRepaymentBase: number) => {
const securityDateText = formatHumanDate(String(item.securityDate || item.serviceDate || item.decisionDate || '').trim())
const collateralLimitAmount = parseNumeric(item.collateralLimitAmount)
const assetType = String(item.assetType || '').trim()
const assetDescription = String(item.assetDescription || '').trim()
const vehicleName = String(item.vehicleName || assetDescription || '').trim()
const vehicleNumber = String(item.vehicleNumber || '').trim()
const vehicleYear = String(item.vehicleYear || '').trim()
const collateralMarketValue = parseNumeric(item.collateralMarketValue)
const firstLine = [
securityDateText,
'저당권',
collateralLimitAmount > 0 ? `담보한도액 ${formatCurrency(collateralLimitAmount)}` : ''
].filter(Boolean).join(', ')
const secondLine = isVehicleCollateralType(assetType)
? [
`[${assetType || '자동차'}]`,
vehicleName,
vehicleYear ? `${vehicleYear}연식` : '',
vehicleNumber ? `차량번호 : ${vehicleNumber}` : ''
].filter(Boolean).join(' ')
: [
assetType ? `[${assetType}]` : '',
assetDescription
].filter(Boolean).join(' ')
const thirdLine = collateralMarketValue > 0
? isVehicleCollateralType(assetType)
? `환가예상액(시가) ${formatCurrency(collateralMarketValue)}원의 70% = ${formatCurrency(expectedRepaymentBase)}원`
: `환가예상액(시가) ${formatCurrency(collateralMarketValue)}원`
: ''
return [firstLine, secondLine, thirdLine].filter(Boolean)
}
const buildSecuredCreditorAppendixEntries = (context: RecoveryDocumentContext): SecuredCreditorAppendixEntry[] => {
const page11_1 = context.pages['11_1'] || {}
const page12 = context.pages['12'] || {}
const page12_1 = context.pages['12_1'] || {}
const page13_1 = context.pages['13_1'] || {}
const page15_1 = context.pages['15_1'] || {}
const entries: SecuredCreditorAppendixEntry[] = []
const buildEntry = (
creditorName: unknown,
principalValue: unknown,
interestValue: unknown,
collateralValue: unknown,
detailParts: Array,
collateralCapValue?: unknown
): SecuredCreditorAppendixEntry | null => {
const normalizedCreditorName = String(creditorName || '').trim()
if (!normalizedCreditorName) return null
const principalAmount = parseNumeric(principalValue)
const interestAmount = parseNumeric(interestValue)
const totalAmount = principalAmount + interestAmount
const collateralAmount = Math.max(0, parseNumeric(collateralValue))
const collateralCapAmount = Math.max(0, parseNumeric(collateralCapValue))
const expectedRepaymentAmount = Math.min(
totalAmount,
collateralAmount,
collateralCapAmount > 0 ? collateralCapAmount : Number.POSITIVE_INFINITY
)
const unrecoveredAmount = Math.max(0, totalAmount - expectedRepaymentAmount)
const securedClaimAmount = expectedRepaymentAmount
const securityDetail = detailParts
.map((item) => String(item || '').trim())
.filter(Boolean)
.join(') => {
if (item?.hasLoan !== 'Y') return
const loan = item?.loan || {}
const entry = buildEntry(
loan.creditorName,
loan.principalBalance,
loan.interestBalance,
item.refundAmount,
[
[formatHumanDate(String(loan.debtDate || '').trim()), '보험해약환급금 담보'].filter(Boolean).join(' '),
[item.companyName, item.policyNumber || item.productName].filter(Boolean).join(' / '),
parseNumeric(item.refundAmount) > 0 ? `예상환급금 ${formatCurrency(item.refundAmount)}` : ''
]
)
if (entry) entries.push(entry)
})
const leases = Array.isArray(page12.leases) ? page12.leases : []
leases.forEach((lease: Record) => {
if (lease?.hasContractLoan !== 'Y') return
const loan = lease?.loan || {}
const collateralAmount = resolveLeaseAssetAmount(lease)
const entry = buildEntry(
loan.creditorName,
loan.principalBalance,
loan.interestBalance,
collateralAmount,
[
[formatHumanDate(String(loan.debtDate || '').trim()), '임차보증금 담보'].filter(Boolean).join(' '),
lease.address,
parseNumeric(lease.depositAmount) > 0 ? `보증금 ${formatCurrency(lease.depositAmount)}` : '',
collateralAmount > 0 ? `환가예상액(인정가액) ${formatCurrency(collateralAmount)}` : ''
]
)
if (entry) entries.push(entry)
})
const retirementLoans = Array.isArray(page12_1.retirementLoans) ? page12_1.retirementLoans : []
retirementLoans.forEach((loan: Record) => {
const entry = buildEntry(
loan.creditorName,
loan.principalBalance,
loan.interestBalance,
page12_1?.formData?.retirementAmount,
[
'퇴직금채권 담보',
page12_1?.formData?.retirementInstitution
? `지급기관 ${String(page12_1.formData.retirementInstitution).trim()}`
: '',
parseNumeric(page12_1?.formData?.retirementAmount) > 0
? `환가예상액 ${formatCurrency(page12_1.formData.retirementAmount)}`
: ''
]
)
if (entry) entries.push(entry)
})
const debtEntries = Array.isArray(page13_1.debts) ? page13_1.debts : []
const propertyGuaranteeItems = Array.isArray(page15_1.items) ? page15_1.items : []
propertyGuaranteeItems
.filter((item: Record) => String(item?.enabled || '').trim() === 'Y')
.forEach((item: Record) => {
const principalAmount = parseNumeric(item.principalBalance)
const interestAmount = parseNumeric(item.interestBalance)
const matchedDebt = debtEntries.find((debt: Record) =>
String(debt?.creditorName || '').trim() === String(item?.creditorName || '').trim() &&
parseNumeric(debt?.principalBalance) === principalAmount &&
parseNumeric(debt?.interestBalance) === interestAmount
)
const collateralMarketValue = parseNumeric(item.collateralMarketValue)
const expectedRepaymentBase = isVehicleCollateralType(item.assetType)
? Math.floor(collateralMarketValue * 0.7)
: collateralMarketValue
const detailParts = buildSecuredPropertyGuaranteeDetail(item, expectedRepaymentBase)
const entry = buildEntry(
item.creditorName,
principalAmount,
interestAmount,
expectedRepaymentBase,
[
...detailParts,
matchedDebt?.proofDate ? `산정기준일 ${formatHumanDate(String(matchedDebt.proofDate).trim())}` : ''
],
item.collateralLimitAmount
)
if (entry) entries.push(entry)
})
return entries
}
const buildSecuredCreditorAppendixRow = (
entry: SecuredCreditorAppendixEntry | null,
index: number,
isFirst = false
) => {
const borderClass = isFirst ? 'border_o' : 'border_t'
const sideBorderClass = isFirst ? 'border_l' : 'border_tl'
return `
${entry ? index + 1 : ' '}
${entry ? escapeHtml(entry.creditorName) : ' '}
${entry ? `${formatCurrency(entry.principalAmount)} ` : ' '}
${entry ? `${formatCurrency(entry.expectedRepaymentAmount)} ` : ' '}
${entry ? `${formatCurrency(entry.unrecoveredAmount)} ` : ' '}
${entry ? `${formatCurrency(entry.securedClaimAmount)} ` : ' '}
${entry ? `${formatCurrency(entry.interestAmount)} ` : ' '}
${entry ? entry.securityDetail || ' ' : ' '}
`
}
const buildSecuredCreditorsAppendixBody = (context: RecoveryDocumentContext) => {
const entries = buildSecuredCreditorAppendixEntries(context)
const paddedEntries = [...entries]
while (paddedEntries.length < 4) {
paddedEntries.push(null as never)
}
const rowMarkup = paddedEntries
.map((entry, index) => buildSecuredCreditorAppendixRow(entry, index, index === 0))
.join('')
const principalTotal = entries.reduce((sum, item) => sum + item.principalAmount, 0)
const interestTotal = entries.reduce((sum, item) => sum + item.interestAmount, 0)
const expectedRepaymentTotal = entries.reduce((sum, item) => sum + item.expectedRepaymentAmount, 0)
const unrecoveredTotal = entries.reduce((sum, item) => sum + item.unrecoveredAmount, 0)
const securedClaimTotal = entries.reduce((sum, item) => sum + item.securedClaimAmount, 0)
return `
${PAGE_BREAK_MARKER_HTML}
부속서류 1. 별제권부채권 및 이에 준하는 채권의 내역
(단위 : 원)
채권
채 권 자
① 채권현재액(원금)
③ 별제권행사등으로
④ 별제권행사등으로도
⑤ 담보부회생채권액
② 채권현재액(이자)
⑥ 별제권 등의 내용 및 목적물
${rowMarkup}
합 계
${formatCurrency(principalTotal)}
${formatCurrency(expectedRepaymentTotal)}
${formatCurrency(unrecoveredTotal)}
${formatCurrency(securedClaimTotal)}
${formatCurrency(interestTotal)}
`
}
const buildCreditorsReferenceBody = (context: RecoveryDocumentContext) => {
const page1 = context.pages['1'] || {}
const page4 = context.pages['4'] || {}
const applicantName = context.caseInfo?.applicant_name || page1?.applicantName || '신청인'
const residentNumber = formatResidentNumber(page1?.residentNumber || page1?.ssn || context.caseInfo?.resident_number || '')
const caseNumber = context.caseInfo?.case_number || buildRecoveryCaseNumber(page1?.caseYear, page1?.caseNumber) || '사건번호 미입력'
const baseDate = page4?.interestBaseDate
? `${page4.interestBaseDate.year} . ${page4.interestBaseDate.month} . ${page4.interestBaseDate.day} .`
: formatDottedDate(context.caseInfo?.registration_date)
const entries = collectCreditorEntries(context.pages)
const normalizedEntries = entries.length
? entries
: [{
creditorName: '',
debtContent: '',
addressLine: '',
address: '',
phone: '',
fax: '',
fullClaimAmount: 0,
principalAmount: 0,
interestAmount: 0,
debtDate: '',
proofDate: '',
basisText: '',
rowType: 'unsecured' as const
}]
const totalAmount = normalizedEntries.reduce((sum, item) => sum + item.fullClaimAmount, 0)
const principalAmount = normalizedEntries.reduce((sum, item) => sum + item.principalAmount, 0)
const interestAmount = normalizedEntries.reduce((sum, item) => sum + item.interestAmount, 0)
const securedAmount = normalizedEntries
.filter((item) => item.rowType === 'secured')
.reduce((sum, item) => sum + item.fullClaimAmount, 0)
const unsecuredAmount = normalizedEntries
.filter((item) => item.rowType === 'unsecured')
.reduce((sum, item) => sum + item.fullClaimAmount, 0)
const rowMarkup = normalizedEntries
.map((item, index) => buildCreditorsRowBlock(item, index, index === 0))
.join('')
return (
extractBodyInnerHtml(recoveryCreditorsBaseHtml)
.replaceAll('{{CASE_NUMBER}}', escapeHtml(caseNumber))
.replaceAll('{{APPLICANT_NAME}}', escapeHtml(applicantName))
.replaceAll('{{RESIDENT_NUMBER}}', escapeHtml(residentNumber))
.replaceAll('{{BASE_DATE}}', baseDate)
.replaceAll('{{TOTAL_AMOUNT}}', `${formatCurrency(totalAmount)}`)
.replaceAll('{{PRINCIPAL_AMOUNT}}', `${formatCurrency(principalAmount)}`)
.replaceAll('{{INTEREST_AMOUNT}}', `${formatCurrency(interestAmount)}`)
.replaceAll('{{SECURED_AMOUNT}}', `${formatCurrency(securedAmount)}`)
.replaceAll('{{UNSECURED_AMOUNT}}', `${formatCurrency(unsecuredAmount)}`)
.replace('{{CREDITOR_ROWS}}', rowMarkup)
) + buildSecuredCreditorsAppendixBody(context)
}
const buildRecoveryCaseNumber = (year: unknown, number: unknown) => {
const yearText = String(year || '').trim()
const numberText = String(number || '').trim()
if (yearText && numberText) return `${yearText} 개회 ${numberText}`
return numberText || yearText
}
const buildAssetSummarySection = (title: string, rows: Array<[string, string]>) => `
${rows.map(([label, value]) => `
${escapeHtml(label)} ${escapeHtml(value || '해당 없음')}
`).join('')}
`
const buildAssetsDepositRows = (accounts: Array>) => {
if (!accounts.length) return ''
const cellText = (value: unknown) => {
const text = String(value || '').trim()
return text ? escapeHtml(text) : ' '
}
const totalBalance = accounts.reduce((sum, account) => sum + parseNumeric(account.balance), 0)
const firstRows = accounts.slice(0, 6)
const blankRows = Math.max(0, 6 - firstRows.length)
const detailRows = firstRows.map((account, index) => `
${cellText(account.bankName)} ${cellText(account.accountNumber || account.type)} ${cellText(account.balance)} ${account.hasLoan === 'Y' ? cellText(account.pledgeAmount || '0') : '0'}
`).join('')
const fillerRows = Array.from({ length: blankRows }, () => `
`).join('')
return `
예 금 ${totalBalance.toLocaleString('ko-KR')} 금 융 기 관 명 계 좌 번 호 잔 고 질권설정액
${detailRows}
${fillerRows}
예금 중에서 압류할 수 없는 예금등 제외
`
}
const buildAssetsMainTable = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page7 = context.pages['7'] || {}
const page10 = context.pages['10'] || {}
const page11 = context.pages['11'] || {}
const page11_1 = context.pages['11_1'] || {}
const page11_3 = context.pages['11_3'] || {}
const page12 = context.pages['12'] || {}
const page12_1 = context.pages['12_1'] || {}
const cashAmount = parseNumeric(page11?.formData?.cashAmount)
const accounts = Array.isArray(page11?.accounts) ? page11.accounts : []
const depositsTotal = accounts.reduce((sum: number, item: any) => sum + parseNumeric(item.balance), 0)
const vehicles = Array.isArray(page10?.vehicles) ? page10.vehicles : []
const spouseVehicles = Array.isArray(page10?.spouseVehicles) ? page10.spouseVehicles : []
const vehicleTotal = vehicles.reduce((sum: number, item: any) => sum + parseNumeric(item.price), 0)
const spouseVehicleTotal = spouseVehicles.reduce((sum: number, item: any) => sum + parseNumeric(item.price), 0)
const insurances = Array.isArray(page11_1?.insuranceItems) ? page11_1.insuranceItems : []
const insuranceTotal = insurances.reduce((sum: number, item: any) => sum + parseNumeric(item.refundAmount), 0)
const leases = Array.isArray(page12?.leases) ? page12.leases : []
const leaseTotal = leases.reduce((sum: number, item: any) => sum + resolveLeaseAssetAmount(item), 0)
const facilities = Array.isArray(page12_1?.facilities) ? page12_1.facilities : []
const facilityTotal = facilities.reduce((sum: number, item: any) => sum + parseNumeric(item.estimatedValue), 0)
const retirementAmount = parseNumeric(page12_1?.formData?.retirementAmount)
const receivables = Array.isArray(page12?.receivables) ? page12.receivables : []
const receivableTotal = receivables.reduce((sum: number, item: any) => sum + parseNumeric(item.amount), 0)
const otherAssets = Array.isArray(page11_3?.assetItems) ? page11_3.assetItems : []
const otherAssetTotal = otherAssets.reduce((sum: number, item: any) => sum + parseNumeric(item.estimatedValue), 0)
const realEstateNote = [
page7.hasApplicantProperty ? `본인 명의 ${[page7.apartmentCount ? `아파트 ${page7.apartmentCount}건` : '', page7.houseCount ? `주택 ${page7.houseCount}건` : '', page7.landCount ? `토지 ${page7.landCount}건` : ''].filter(Boolean).join(', ')}` : '',
page7.hasSpouseProperty ? `배우자 명의 ${[page7.spouseApartmentCount ? `아파트 ${page7.spouseApartmentCount}건` : '', page7.spouseHouseCount ? `주택 ${page7.spouseHouseCount}건` : '', page7.spouseLandCount ? `토지 ${page7.spouseLandCount}건` : ''].filter(Boolean).join(', ')}` : ''
].filter(Boolean).join(' / ')
const totalAssetAmount = cashAmount + depositsTotal + insuranceTotal + vehicleTotal + leaseTotal + facilityTotal + retirementAmount + receivableTotal + otherAssetTotal
const exemptAmount = resolveLeaseAssetAmount(leases[0]) + insuranceTotal + depositsTotal
const span = (text?: string) => `${escapeHtml(text || '') || ' '} `
const money = (value: number) => `${Math.max(0, Number(value) || 0).toLocaleString('ko-KR')} `
const rows: string[] = []
if (cashAmount > 0) {
rows.push(`
현 금
${money(cashAmount)}
보유 현금
`)
}
if (accounts.length) {
rows.push(buildAssetsDepositRows(accounts))
}
if (insurances.length) {
rows.push(`
보 험 ${money(insuranceTotal)} 별지기재와 같음 (${insurances.length}건)
`)
}
if (vehicles.length) {
rows.push(`
자동차/선박/오토바이 ${money(vehicleTotal)} ${escapeHtml(vehicles.map((item: any) => formatVehicleEntryText(item)).join(', '))}
`)
}
if (spouseVehicles.length) {
rows.push(`
배우자 명의 차량 ${money(spouseVehicleTotal)} ${escapeHtml(spouseVehicles.map((item: any) => [
item.type || '차량',
item.price ? `시가 ${item.price}원` : '',
item.securedDebtAmount ? `피담보채무 ${item.securedDebtAmount}원` : ''
].filter(Boolean).join(' / ')).join(', '))}
`)
}
if (leases.length) {
rows.push(`
임차보증금 ${money(leaseTotal)} 별지기재와 같음 (${leases.length}건)
`)
}
if (realEstateNote) {
rows.push(`
부 동 산 ${money(0)} ${escapeHtml(realEstateNote)}
`)
}
if (facilities.length) {
rows.push(`
사업용 설비, 비품 등 ${money(facilityTotal)} ${escapeHtml(facilities.map((item: any) => [item.assetName, item.estimatedValue ? `예상가액 ${item.estimatedValue}` : '', item.note].filter(Boolean).join(' / ')).join(', '))}
`)
}
if (receivables.length) {
const shown = receivables.slice(0, 3)
rows.push(shown.map((item: any, index: number) => `
${index === 0 ? ` 대여금 채권 ${money(receivableTotal)} 상대방 채무자 ${index + 1} : ${escapeHtml(item.debtorName || '')} 채권액 : ${escapeHtml(item.amount || '')}
`).join(''))
}
if (retirementAmount > 0) {
rows.push(`
예상퇴직금 ${money(retirementAmount)} 근무처 : ${escapeHtml(page12_1?.formData?.retirementInstitution || '')}
`)
}
if (otherAssets.length) {
rows.push(`
기타 ( ) ${money(otherAssetTotal)} ${escapeHtml(otherAssets.map((item: any) => [item.description, item.estimatedValue ? `예상가액 ${item.estimatedValue}` : ''].filter(Boolean).join(' / ')).join(', '))}
`)
}
rows.push(`
합 계 ${money(totalAssetAmount)}
면제재산 신청금액 ${money(exemptAmount)} ${exemptAmount > 0 ? '면제재산 신청 예정' : '해당사항 없음'}
청산가치 ${money(totalAssetAmount)}
`)
return `
명 칭 금액 (시가) 압류등 비 고
${rows.join('')}
`
}
const replaceSimpleAssetRow = (
source: string,
labelPattern: string,
options: {
amount?: string | number | null
note?: string | null
keep?: boolean
}
) => {
const rowPattern = new RegExp(
`]*>[\\s\\S]*? ${labelPattern}<\\/span>[\\s\\S]*?<\\/td>[\\s\\S]*?<\\/tr>`,
'i'
)
if (options.keep === false) {
return source.replace(rowPattern, '')
}
const amountText = options.amount === null || options.amount === undefined || String(options.amount).trim() === ''
? ' '
: `${escapeHtml(String(options.amount))} `
const noteText = options.note && String(options.note).trim()
? escapeHtml(String(options.note).trim())
: ' '
return source.replace(
rowPattern,
(row) => row
.replace(
/( ]*>[\s\S]*?)[\s\S]*?(<\/span>[\s\S]*?<\/td>)/,
`$1${amountText}$2`
)
.replace(
/( ]*>)[\s\S]*?(<\/td>)|( ]*>)[\s\S]*?(<\/td>)|( ]*>)[\s\S]*?(<\/td>)/,
(...args) => {
if (args[1]) return `${args[1]}${noteText} ${args[2]}`
if (args[3]) return `${args[3]}${noteText} ${args[4]}`
return `${args[5]}${noteText} ${args[6]}`
}
)
)
}
const replaceAssetRowBlock = (
source: string,
labelPattern: string,
rowHtml: string,
keep: boolean
) => {
const rowPattern = new RegExp(
` ]*>[\\s\\S]*? ${labelPattern}<\\/span>[\\s\\S]*?<\\/td>[\\s\\S]*?<\\/tr>`,
'i'
)
return source.replace(rowPattern, keep ? rowHtml : '')
}
const buildAssetsDataSummary = (context: RecoveryDocumentContext) => {
const pages = context.pages || {}
const page7 = pages['7'] || {}
const page10 = pages['10'] || {}
const page11 = pages['11'] || {}
const page11_1 = pages['11_1'] || {}
const page11_2 = pages['11_2'] || {}
const page11_3 = pages['11_3'] || {}
const page12 = pages['12'] || {}
const page12_1 = pages['12_1'] || {}
const sections: string[] = []
sections.push(buildAssetSummarySection('부동산 및 거주 관련 자산', [
['신청인 본인 명의 부동산', page7.hasApplicantProperty ? `아파트 ${page7.apartmentCount || 0}건 / 주택 ${page7.houseCount || 0}건 / 토지 ${page7.landCount || 0}건` : '없음'],
['배우자 명의 부동산', page7.hasSpouseProperty ? `아파트 ${page7.spouseApartmentCount || 0}건 / 주택 ${page7.spouseHouseCount || 0}건 / 토지 ${page7.spouseLandCount || 0}건` : '없음'],
['임차보증금', page12.formData?.hasLease && page12.leases?.length
? page12.leases.map((lease: any) => `${lease.address || '주소 미입력'} / 보증금 ${lease.depositAmount || '0'} / 월세 ${lease.monthlyRent || '0'}`).join(' | ')
: '없음']
]))
sections.push(buildAssetSummarySection('차량 및 현금성 자산', [
['차량 보유', page10.formData?.hasVehicle && page10.vehicles?.length
? page10.vehicles.map((vehicle: any) => formatVehicleEntryText(vehicle)).join(' | ')
: '없음'],
['배우자 명의 차량', page10.formData?.hasSpouseVehicle && page10.spouseVehicles?.length
? page10.spouseVehicles.map((vehicle: any) => [
vehicle.type || '차량',
vehicle.price ? `시가 ${vehicle.price}원` : '',
vehicle.securedDebtAmount ? `피담보채무 ${vehicle.securedDebtAmount}원` : ''
].filter(Boolean).join(' / ')).join(' | ')
: '없음'],
['현금 보유', page11.formData?.hasCash ? `${page11.formData?.cashAmount || '0'}원` : '없음'],
['예금/적금', page11.formData?.hasAccount && page11.accounts?.length
? page11.accounts.map((account: any) => [
account.bankName || '은행',
account.accountNumber ? `계좌 ${account.accountNumber}` : (account.type || ''),
`잔액 ${account.balance || '0'}원`,
account.hasLoan === 'Y' ? `질권설정액 ${account.pledgeAmount || '0'}원` : ''
].filter(Boolean).join(' / ')).join(' | ')
: '없음']
]))
sections.push(buildAssetSummarySection('보험, 주식, 기타 재산', [
['보험 해약환급금', page11_1.formData?.hasInsurance && page11_1.insuranceItems?.length
? page11_1.insuranceItems.map((item: any) => {
const policyLabel = item.policyNumber || item.productName || ''
return `${item.companyName || '보험사'}${policyLabel ? ` (${policyLabel})` : ''} / 환급금 ${item.refundAmount || '0'}원`
}).join(' | ')
: '없음'],
['주식/출자지분', page11_2.formData?.hasStock && page11_2.stockItems?.length
? page11_2.stockItems.map((item: any) => `${item.companyName || '종목'} / ${item.shareCount || '0'}주 / 평가액 ${item.valuationAmount || item.sharePrice || '0'}원`).join(' | ')
: '없음'],
['기타 동산', page11_3.formData?.hasOtherAsset && page11_3.assetItems?.length
? page11_3.assetItems.map((item: any) => `${item.description || '기타 자산'} / 예상가액 ${item.estimatedValue || '0'}원`).join(' | ')
: '없음']
]))
sections.push(buildAssetSummarySection('퇴직금 및 영업 설비', [
['퇴직금(예상)', page12_1.formData?.hasRetirementBenefit ? `${page12_1.formData?.retirementAmount || '0'}원 / 지급기관 ${page12_1.formData?.retirementInstitution || '-'}` : '없음'],
['영업 설비/비품', page12_1.formData?.hasBusinessFacility && page12_1.facilities?.length
? page12_1.facilities.map((item: any) => `${item.assetName || '설비'} / 예상가액 ${item.estimatedValue || '0'}원`).join(' | ')
: '없음'],
['대여금/외상매출금', page12.formData?.hasLoanReceivable && page12.receivables?.length
? page12.receivables.map((item: any) => `${item.debtorName || '채무자'} / ${item.amount || '0'}원 / 변제기 ${item.dueDate || '-'}`).join(' | ')
: '없음']
]))
return `
,
tableHtml: string
) {
const baseHtml = trimAssetAnnexSections(
scrubReferenceSeeds(extractBodyInnerHtml(recoveryAssetsBaseHtml), context, 'assets')
)
const mergedHtml = replaceAssetMainTableMarkup(baseHtml, tableHtml)
return withAssetLayoutVersionMarker(
normalizePageBreakMarkup([
mergedHtml,
buildAssetsInsuranceAppendixSection(model),
buildAssetsVehicleAppendixSection(model),
buildAssetsLeaseAppendixSection(model),
buildAssetsExemptPropertySection(context, model)
].join(''))
)
}
const buildAssetsReferenceBody = (context: RecoveryDocumentContext) => {
const model = buildAssetDocumentModel(context.pages || {})
return buildAssetsReferenceDocumentMarkup(context, model, renderAssetTableHtml(model))
}
const assetReferencePageBreakHtml = PAGE_BREAK_MARKER_HTML
const ASSET_INSURANCE_APPENDIX_ROW_COUNT = 15
const ASSET_VEHICLE_APPENDIX_ROW_COUNT = 10
const ASSET_LEASE_APPENDIX_ENTRY_COUNT = 6
const assetHtmlOrBlank = (value: unknown) => {
const text = String(value ?? '').trim()
return text ? escapeHtml(text) : ' '
}
const chunkAssetAppendixRows = (rows: T[], pageSize: number): Array> => {
if (pageSize <= 0) return [padAssetRows(rows, 0)]
const source = Array.isArray(rows) ? rows : []
const pageCount = Math.max(1, Math.ceil(source.length / pageSize))
return Array.from({ length: pageCount }, (_, pageIndex) => {
const start = pageIndex * pageSize
const chunk = source.slice(start, start + pageSize)
return padAssetRows(chunk, pageSize)
})
}
const replaceAssetMainTableMarkup = (source: string, tableHtml: string) => {
if (source.includes('')) {
return source.replace('', tableHtml)
}
return source.replace(
/[\s\S]*?<\/table>\s*/,
`${tableHtml}${PAGE_BREAK_MARKER_HTML}`
)
}
const buildAssetsInsuranceAppendixSection = (model: ReturnType) => {
const moneyCell = (value: number) => `${Math.max(0, Number(value) || 0).toLocaleString('ko-KR')} `
const insurancePages = chunkAssetAppendixRows(model.insurance, ASSET_INSURANCE_APPENDIX_ROW_COUNT)
return insurancePages.map((insuranceRows) => {
const rows = insuranceRows.map((item, index) => `
${index === 0 || item ? '보 험' : ' '}
${item ? moneyCell(item.refund) : ' '} ${item ? assetHtmlOrBlank(item.seizure) : ' '} ${item ? assetHtmlOrBlank(item.company) : ' '} ${item ? assetHtmlOrBlank(item.policy) : ' '} ${item ? moneyCell(item.refund) : ' '}
`).join('')
return `
${assetReferencePageBreakHtml}
${ASSET_PRINT_SECTION_OPEN}별 지
명 칭
금액 (시가)
압류등
보 험 회 사 명
증 권 번 호
해약시반환금
${rows}
${ASSET_PRINT_SECTION_CLOSE}
`
}).join('')
}
const buildAssetsVehicleAppendixSection = (model: ReturnType) => {
const moneyCell = (value: number) => `${Math.max(0, Number(value) || 0).toLocaleString('ko-KR')} `
const allVehicles = [
...model.vehicles.map((item) => ({ ...item, ownerLabel: '' })),
...model.spouseVehicles.map((item) => ({ ...item, ownerLabel: '배우자 명의 ' }))
]
if (!allVehicles.length) {
return ''
}
const formatVehicleLine = (item: typeof allVehicles[number]) => {
const typeLabel = String(item.type || '자동차').trim() || '자동차'
const title = item.ownerLabel ? `[${item.ownerLabel}${typeLabel}]` : `[${typeLabel}]`
const firstLine = [
escapeHtml(title),
escapeHtml(String(item.name || '').trim()),
escapeHtml(String(item.number || '').trim()),
String(item.year || '').trim() ? escapeHtml(`${String(item.year).trim()}연식`) : '',
item.price > 0 ? `시가 ${item.price.toLocaleString('ko-KR')}` : ''
].filter(Boolean).join(' ')
const secondLine = item.securedDebtAmount > 0
? `피담보채무 ${item.securedDebtAmount.toLocaleString('ko-KR')}`
: ''
if (firstLine || secondLine) {
return ` ${firstLine || assetHtmlOrBlank(item.label)}${secondLine ? `
${index === 0 ? ` 자동차
${item ? moneyCell(item.price) : ' '} ${item ? '무' : ' '} ${item ? formatVehicleLine(item) : ' '}
`).join('')
return `
${assetReferencePageBreakHtml}
${ASSET_PRINT_SECTION_OPEN}별 지
명 칭
금액 (시가)
압류등
비 고
${rows}
${ASSET_PRINT_SECTION_CLOSE}
`
}).join('')
}
const buildAssetsLeaseAppendixSection = (model: ReturnType) => {
const moneyCell = (value: number) => `${Math.max(0, Number(value) || 0).toLocaleString('ko-KR')} `
const detailText = (lease: typeof model.leases[number] | null) =>
lease
? [
lease.deposit ? `보증금 ${lease.deposit.toLocaleString('ko-KR')}` : '',
lease.monthlyRent ? `월세 ${lease.monthlyRent.toLocaleString('ko-KR')}` : ''
].filter(Boolean).join(', ')
: ''
const leasePages = chunkAssetAppendixRows(model.leases, ASSET_LEASE_APPENDIX_ENTRY_COUNT)
return leasePages.map((leaseRows) => {
const rows = leaseRows.map((lease, index) => `
${index === 0 || lease ? '임차보증금' : ' '}
${lease ? moneyCell(lease.recognizedValue) : ' '}
${lease ? assetHtmlOrBlank(lease.seizure) : ' '}
임차/전세물건
${lease ? assetHtmlOrBlank(lease.address) : ' '}
보증금 및 월세
${assetHtmlOrBlank(detailText(lease))}
차이나는 사유
${lease ? assetHtmlOrBlank(lease.reason) : ' '}
`).join('')
return `
${assetReferencePageBreakHtml}
${ASSET_PRINT_SECTION_OPEN}별 지
명 칭
금액 (시가)
압류등
비 고
${rows}
${ASSET_PRINT_SECTION_CLOSE}
`
}).join('')
}
const buildAssetsExemptPropertySection = (
context: RecoveryDocumentContext,
model: ReturnType
) => {
const basics = getContextBasics(context)
const page1 = context.pages['1'] || {}
const caseYear = String(page1?.caseYear || basics.filingDateParts?.year || '').trim()
const caseNumberText = [caseYear, '개회', basics.caseNumber].filter(Boolean).join(' ')
const courtDepartment = basics.courtName
? `${basics.courtName}${String(basics.courtName).includes('개인회생과') ? '' : ' 개인회생과'}`
: ''
const firstLease = model.leases[0]
const leaseAddress = firstLease?.address || context.pages['2']?.rentalInfo?.address || ''
const exemptLeaseAmount = resolveLeaseAssetAmount(firstLease)
const insuranceCompanies = model.insurance.map((item) => item.company).filter(Boolean).join(', ')
const insuranceTotal = model.insurance.reduce((sum, item) => sum + item.refund, 0)
const bankNames = model.bankAccounts.map((item) => item.bank).filter(Boolean).join(', ')
const bankTotal = model.bankAccounts.reduce((sum, item) => sum + item.balance, 0)
const retirementAmount = Math.max(0, Number(model.retirementAmount) || 0)
const retirementInstitution = String(model.retirementInstitution || '').trim()
const rows = [
retirementAmount > 0
? `
__ROW_NO__
압류할수 없는 퇴직금
${assetHtmlOrBlank(retirementInstitution)}
${retirementAmount.toLocaleString('ko-KR')}
민사집행법 제246조
예상퇴직금 확인서
`
: '',
exemptLeaseAmount > 0
? `
__ROW_NO__
압류할수 없는 소액 임차보증금
${assetHtmlOrBlank(leaseAddress)}
${exemptLeaseAmount.toLocaleString('ko-KR')}
민사집행법 제246조 제1항 6호
임대차계약서
`
: '',
insuranceTotal > 0
? `
__ROW_NO__
압류할수 없는 보험금
${assetHtmlOrBlank(insuranceCompanies)}
${insuranceTotal.toLocaleString('ko-KR')}
민사집행법 제246조 제1항 7호, 시행령 제6조 제1항
예상환급금확인서
`
: '',
bankTotal > 0
? `
__ROW_NO__
압류할수 없는 예금등
${assetHtmlOrBlank(bankNames)}
${bankTotal.toLocaleString('ko-KR')}
민사집행법 제246조 제1항 8호, 시행령 제7조
금융거래내역서
`
: ''
]
.filter(Boolean)
.map((row, index) => row.replace('__ROW_NO__', ` ${index + 1}`))
if (!rows.length) {
return ''
}
return `
${assetReferencePageBreakHtml}
${ASSET_PRINT_SECTION_OPEN}
사 건
${escapeHtml(caseNumberText || '')}
신 청 인(채무자)
${escapeHtml(basics.applicantName || '')}
신청인은 다음과 같이 개인회생재단에 속하지 않는 재산목록(채무자 회생 및 파산에 관한 법률 제580조 제3항, 제1항 제1호, 제383조 제1항 소정)을 제출합니다.
순번
재산의 대상과 명칭
소 재 지
추 정 가 액
압류금지 근거조문
소 명 자 료
${rows.join('')}
${formatHtmlDottedDateFromParts(basics.filingDateParts?.year, basics.filingDateParts?.month, basics.filingDateParts?.day)}
${escapeHtml(courtDepartment || '')} 귀 중
${ASSET_PRINT_SECTION_CLOSE}
`
}
const buildAssetsReferenceBodyAsync = async (context: RecoveryDocumentContext) => {
const model = buildAssetDocumentModel(context.pages || {})
return buildAssetsReferenceDocumentMarkup(context, model, renderAssetTableHtml(model))
}
const incomeExpenseMedianIncomeTable: Record = {
1: 2564284,
2: 4199292,
3: 5359037,
4: 6509751,
5: 7580469
}
const getIncomeExpenseMedianIncome = (householdSize: number) => {
const normalized = Math.min(Math.max(Math.round(householdSize) || 1, 1), 5)
return incomeExpenseMedianIncomeTable[normalized] || incomeExpenseMedianIncomeTable[1]
}
const formatNumberText = (value: unknown) => parseNumeric(value).toLocaleString('ko-KR')
const formatMoneyCell = (value: unknown) => `${formatNumberText(value)} 원`
type RepaymentPlanMetrics = {
employment: Record
isSalary: boolean
averageIncome: number
householdSize: number
medianIncome: number
adjustedExpenseAmount: number
availableIncome: number
monthlyCommissionerFee: number
actualAvailableIncome: number
repaymentMonths: number
firstDate: { year: string; month: string; day: string }
endDate: { year: string; month: string; day: string }
totalActualAvailableIncome: number
generalClaimBaseTotal: number
repaymentRate: number
}
const getRepaymentPlanMetrics = (
context: RecoveryDocumentContext,
basics = getContextBasics(context)
): RepaymentPlanMetrics => {
const page2 = context.pages['2'] || {}
const page3 = context.pages['3'] || {}
const page4 = context.pages['4'] || {}
const page5 = context.pages['5'] || {}
const page16 = context.pages['16'] || {}
const employment = getEmploymentDataFromContext(context)
const enabledMonthColumns = getEnabledPage5MonthColumns(page5)
const incomeRows = Array.isArray(page5?.incomeRows) ? page5.incomeRows : []
const enabledMonthCount = enabledMonthColumns.length || 12
const totalForRows = (rows: Array>) =>
rows.reduce((sum, row) => {
const amounts = row?.amounts || {}
return sum + enabledMonthColumns.reduce((monthSum, column) => monthSum + parseNumeric(amounts[column.key]), 0)
}, 0)
const averageIncome = Math.round(totalForRows(incomeRows) / enabledMonthCount)
const displayHouseholdSize = getDisplayHouseholdSize(page2?.dependentsCount)
const householdSize = getMedianIncomeHouseholdSize(page2?.dependentsCount)
const medianIncome = getIncomeExpenseMedianIncome(householdSize)
const adjustmentRatio = Number(page3?.adjustmentRatio || 60)
const adjustedExpenseAmount = Math.round(medianIncome * (adjustmentRatio / 100))
const availableIncome = averageIncome - adjustedExpenseAmount
const commissionerPercent = Number(employment.commissionerPercent || employment.commissionerRate || 0)
const monthlyCommissionerFee = employment.hasExternalCommissioner
? Math.max(0, Math.round(Math.max(availableIncome, 0) * (commissionerPercent / 100)))
: 0
const actualAvailableIncome = Math.max(0, availableIncome - monthlyCommissionerFee)
const repaymentMonths = parseNumeric(basics.repaymentMonths)
const firstDate = basics.firstRepaymentDateParts
const endDate = repaymentMonths
? addMonthsFromDateParts(firstDate.year, firstDate.month, firstDate.day, Math.max(repaymentMonths - 1, 0))
: { year: '', month: '', day: '' }
const totalActualAvailableIncome = actualAvailableIncome * repaymentMonths
const employmentType = String(employment.employmentType || '').trim()
const isSalary = employmentType !== '자영'
const collectBaseEntries = collectCreditorEntries(context.pages)
const generalClaimBaseTotal = collectBaseEntries.reduce((sum, entry) => {
if (entry.rowType !== 'unsecured') return sum
return sum + (page4?.repaymentPlanType === 'B' ? entry.fullClaimAmount : entry.principalAmount)
}, 0)
const repaymentRate = generalClaimBaseTotal > 0
? ((totalActualAvailableIncome / generalClaimBaseTotal) * 100)
: 0
return {
employment,
isSalary,
averageIncome,
displayHouseholdSize,
householdSize,
medianIncome,
adjustedExpenseAmount,
availableIncome,
monthlyCommissionerFee,
actualAvailableIncome,
repaymentMonths,
firstDate,
endDate,
totalActualAvailableIncome,
generalClaimBaseTotal,
repaymentRate
}
}
const formatSummaryDateText = (parts: { year?: string; month?: string; day?: string }) => {
if (!parts?.year || !parts?.month || !parts?.day) return '-'
return `${parts.year}년 ${parts.month}월 ${parts.day}일`
}
const buildAllApplicationSummaryBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const metrics = getRepaymentPlanMetrics(context, basics)
const assetModel = buildAssetDocumentModel(context.pages)
const unsecuredEntries = collectCreditorEntries(context.pages).filter((entry) => entry.rowType === 'unsecured')
const principalDebtTotal = unsecuredEntries.reduce((sum, entry) => sum + entry.principalAmount, 0)
const expectedForgivenessAmount = Math.max(0, metrics.generalClaimBaseTotal - metrics.totalActualAvailableIncome)
const medianRatio = metrics.medianIncome > 0
? ((metrics.adjustedExpenseAmount / metrics.medianIncome) * 100)
: 0
const employmentLabel = metrics.isSalary ? '급여소득자' : '영업소득자'
const repaymentBaseLabel = context.pages['4']?.repaymentPlanType === 'B' ? '원리금' : '원금'
const summaryRows = [
['월평균수입', `${formatNumberText(metrics.averageIncome)} 원`],
['가구원수(본인포함)', `${metrics.displayHouseholdSize}인 가구`],
['기준중위소득 조정금액', `${formatNumberText(metrics.adjustedExpenseAmount)} 원`],
['기준중위소득 조정비율', `${medianRatio.toFixed(1)} %`],
['월가용소득', `${formatNumberText(Math.max(metrics.availableIncome, 0))} 원`],
['최초 입금일자', formatSummaryDateText(metrics.firstDate)],
[
'변제기간',
`${formatSummaryDateText(metrics.firstDate)} ~ ${formatSummaryDateText(metrics.endDate)} (${metrics.repaymentMonths}개월)`
],
['총변제예정(유보)액', `${formatNumberText(metrics.totalActualAvailableIncome)} 원`],
['변제예정액의 현재가치', `${formatNumberText(metrics.totalActualAvailableIncome)} 원`],
['청산가치', `${formatNumberText(assetModel.totalAmount)} 원`],
['면제재산 신청금액', `${formatNumberText(assetModel.exemptAmount)} 원`],
['변제율', `${metrics.generalClaimBaseTotal > 0 ? `${metrics.repaymentRate.toFixed(2)}%` : '0.00%'} (${repaymentBaseLabel} 기준)`],
['탕감예상 채무금액', `${formatNumberText(expectedForgivenessAmount)} 원`],
['기타', principalDebtTotal > 0 ? `총 원금 ${formatNumberText(principalDebtTotal)} 원` : '-']
]
return `
[ 변제계획안 요약 ]
${escapeHtml(basics.applicantName)} ( ${employmentLabel} )
${summaryRows.map(([label, value]) => `
○ ${escapeHtml(label)} ${escapeHtml(value)}
`).join('')}
`
}
const buildAllApplicationCoverBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page2 = context.pages['2'] || {}
const courtName = String(page2?.court || basics.courtName || '').trim()
const courtDepartment = courtName
? `${courtName}${courtName.includes('개인회생과') ? '' : ' 개인회생과'}`
: ''
const representativeLabel = String(basics.lawyerName || '').trim() || ' '
const coverFeeTextStyle = 'font-size:10pt; line-height:1.15;'
return `
신청인 (채무자) ${escapeHtml(basics.applicantName || '')}
대 리 인 ${escapeHtml(representativeLabel)}
인지대 회생 30,000원
금지 2,000원
송달료 회생 407,000원
금지 49,500원
최초면담기일통지 영 수 인
20 . . :
심문실
${escapeHtml(courtDepartment || '')} 귀 중
`
}
const buildAllApplicationOpeningBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page1 = context.pages['1'] || {}
const page2 = context.pages['2'] || {}
const registeredAddress = [
page1?.registeredZipCode ? `[${page1.registeredZipCode}]` : '',
page1?.registeredAddress || '',
page1?.registeredAddressDetail || ''
].filter(Boolean).join(' ').trim()
const currentAddress = [
page1?.currentZipCode ? `[${page1.currentZipCode}]` : '',
page1?.currentAddress || '',
page1?.currentAddressDetail || ''
].filter(Boolean).join(' ').trim()
const applicantPhone = basics.mobileNumber || basics.phoneNumber || ''
const courtName = String(page2?.court || basics.courtName || '').trim()
const moveInDate = page2?.moveInDate
? `${page2.moveInDate.year || ''}.${String(page2.moveInDate.month || '').padStart(2, '0')}.${String(page2.moveInDate.day || '').padStart(2, '0')}`
: ''
const householdLabel = getDisplayHouseholdSize(page2?.dependentsCount)
const houseTypeLabelMap: Record = {
A: '자가',
B: '사택/기숙사',
C: '본인 명의 임차',
D: '배우자/친족 소유',
E: '타인 소유',
F: '타인 명의 임차',
G: '배우자 명의 임차',
X: '기타'
}
const houseTypeLabel = houseTypeLabelMap[String(page2?.houseType || '').trim()] || '-'
return `
신청인
성명
${escapeHtml(basics.applicantName || '')}
주민등록번호
${escapeHtml(basics.residentNumber || '')}
주민등록상
${escapeHtml(registeredAddress || '')}
현재 주소
${escapeHtml(currentAddress || registeredAddress || '')}
휴대전화
${escapeHtml(applicantPhone || '')}
관할법원
${escapeHtml(courtName || '')}
거주형태
${escapeHtml(houseTypeLabel)}
거주시작일
${escapeHtml(moveInDate || '')}
가구원수
${escapeHtml(householdLabel)}인 가구
대리인
${escapeHtml(basics.lawyerName || '')}
`
}
const buildConfirmationReferenceBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const creditors = collectCreditorEntries(context.pages).filter((entry) => entry.rowType === 'unsecured')
const totalPrincipal = creditors.reduce((sum, entry) => sum + entry.principalAmount, 0)
const totalInterest = creditors.reduce((sum, entry) => sum + entry.interestAmount, 0)
const totalAmount = totalPrincipal + totalInterest
const applicantPhone = basics.mobileNumber || context.caseInfo?.applicant_phone || '-'
const applicantAddress = basics.applicantAddress || context.caseInfo?.applicant_address || '-'
const filingDateText = formatHtmlDottedDateFromParts(
basics.filingDateParts.year,
basics.filingDateParts.month,
basics.filingDateParts.day
)
const creditorRows = (creditors.length ? creditors : [{
creditorName: '',
debtDate: '',
principalAmount: 0,
interestAmount: 0
}]).map((entry: any, index: number) => `
${creditors.length ? index + 1 : ' '}
${creditors.length ? escapeHtml(formatHumanDate(entry.debtDate).replace(/\.\s*$/, '')) : ' '}
${creditors.length ? escapeHtml(entry.creditorName) : ' '}
${creditors.length ? `${formatNumberText(entry.principalAmount)} ` : ' '}
${creditors.length ? `${formatNumberText(entry.interestAmount)} ` : ' '}
`).join('')
return `
확 인 서
1.
확인자
성 명: ${escapeHtml(basics.applicantName)}${basics.residentNumber ? ` ( ${escapeHtml(basics.residentNumber)} )` : ''}
주 소: ${escapeHtml(applicantAddress)}
휴대폰: ${escapeHtml(applicantPhone)}
2.
채무 내용
순번
채무발생일자
채권자
채무원금
이자
비고
${creditorRows}
소 계
${formatNumberText(totalPrincipal)}
${formatNumberText(totalInterest)}
합 계
${formatNumberText(totalAmount)}
3.
귀 사무소에 개인회생 사건의뢰를 함에 있어서 다음사항을 확인합니다.
1)
재산상태, 소득내용 등에 관하여 숨김없이 사실대로 진술하였습니다.
2)
위 2항 기재의 채무내용 외 누락된 채무가 없습니다.
3)
귀 사무소로부터 주채무, 보증채무의 누락시 면책받을 수 없다는 점, 재산(소득)은닉에 따른 벌칙, 허위진술로 인한 불이익 등에 관하여 고지를 받았습니다.
4.
위 확인사항에 근거하여 채무누락, 허위진술 등으로 인한 불이익은 전적으로 본인이 감수하겠습니다.
${filingDateText}
위 확인자 (사건 의뢰인) ${escapeHtml(basics.applicantName)} (인)
${escapeHtml(basics.lawyerName || '')} 귀 중
`
}
const isConfirmationPlaceholderHtml = (html: string) => {
const text = stripHtml(html)
return (
text.includes('현재 이 문서는 레퍼런스 템플릿 연결 작업을 진행 중입니다.') ||
text.includes('입력된 데이터에 따라 본 문서 양식을 채워드립니다.')
)
}
const htmlOrBlank = (value: unknown) => {
const text = String(value ?? '').trim()
return text ? escapeHtml(text) : ' '
}
const INCOME_EXPENSE_COMPACT_TEXT01_STYLE = 'font-size:7pt; line-height:1.2;'
const isDocumentMonthColumnEnabled = (column?: { enabled?: boolean }) => column?.enabled !== false
const getDocumentMonthColumnNumericValue = (
amounts: Record,
column: { key: string; enabled?: boolean }
) => (isDocumentMonthColumnEnabled(column) ? parseNumeric(amounts?.[column.key]) : 0)
const getDocumentMonthColumnDisplayText = (
amounts: Record,
column: { key: string; enabled?: boolean }
) => {
if (!isDocumentMonthColumnEnabled(column)) {
return '0'
}
const value = parseNumeric(amounts?.[column.key])
return value ? formatNumberText(value) : '0'
}
const buildIncomeExpenseDetailTable = (
title: string,
rows: Array>,
emptyLabel: string,
monthColumns: Array<{ key: string; year: string; month: string; enabled?: boolean }>
) => {
const allMonthColumns = monthColumns.length ? monthColumns : buildDefaultPage5MonthColumns()
const normalizedRows = rows.length
? [...rows]
: [{ source: emptyLabel, amounts: {} }]
while (normalizedRows.length < 10) {
normalizedRows.push({ source: '', amounts: {} })
}
const renderRow = (row: Record) => {
const amounts = row?.amounts || {}
const sum = allMonthColumns.reduce((acc, column) => acc + getDocumentMonthColumnNumericValue(amounts, column), 0)
const sourceText = String(row?.source || emptyLabel || '').trim()
const hasSource = sourceText.length > 0
return `
${hasSource ? escapeHtml(sourceText) : ' '} ${hasSource ? getDocumentMonthColumnDisplayText(amounts, column) : ' '} ${hasSource ? (sum ? formatNumberText(sum) : '0') : ' '}
`
}
return `
${escapeHtml(title)}
소득내용 ${getPage5MonthLabel(column)} 합계
${normalizedRows.map(renderRow).join('')}
`
}
const buildIncomeExpenseNetTable = (
netByMonth: Record,
monthColumns: Array<{ key: string; year: string; month: string; enabled?: boolean }>
) => {
const allMonthColumns = monthColumns.length ? monthColumns : buildDefaultPage5MonthColumns()
const total = allMonthColumns.reduce((sum, column) => sum + (isDocumentMonthColumnEnabled(column) ? (netByMonth[column.key] || 0) : 0), 0)
return `
소득내용 ${getPage5MonthLabel(column)} 합계
실수령 ${isDocumentMonthColumnEnabled(column) && netByMonth[column.key] ? formatNumberText(netByMonth[column.key]) : '0'} ${formatNumberText(total)}
`
}
const buildIncomeExpenseSummaryTable = (summary: Array<[string, string]>, rowSize = 2) => {
const rows = Array.from({ length: Math.ceil(summary.length / rowSize) }, (_, index) =>
summary.slice(index * rowSize, index * rowSize + rowSize)
)
const labelWidth = rowSize === 3 ? '12%' : '18%'
const valueWidth = rowSize === 3 ? '21.3333%' : '32%'
return `
${rows.map((row) => `
${row.map(([label, value], cellIndex) => `
${escapeHtml(label)} ${escapeHtml(value)}
`).join('')}
`
}
const buildIncomeExpenseReferenceBody = (context: RecoveryDocumentContext) => {
const page2 = context.pages['2'] || {}
const page3 = context.pages['3'] || {}
const page5 = context.pages['5'] || {}
const page16 = context.pages['16'] || {}
const employment = getEmploymentDataFromContext(context)
const allMonthColumns = getPage5MonthColumns(page5)
const enabledMonthColumns = getEnabledPage5MonthColumns(page5)
const incomeRows = Array.isArray(page5?.incomeRows) ? page5.incomeRows : []
const deductionRows = Array.isArray(page5?.deductionRows) ? page5.deductionRows : []
const enabledMonthCount = enabledMonthColumns.length || 12
const totalForRows = (rows: Array>) =>
rows.reduce((sum, row) => {
const amounts = row?.amounts || {}
return sum + enabledMonthColumns.reduce((monthSum, column) => monthSum + parseNumeric(amounts[column.key]), 0)
}, 0)
const salaryRows = incomeRows.filter((row: Record) => String(row?.source || '').includes('급여'))
const extraIncomeRows = incomeRows.filter((row: Record) => !String(row?.source || '').includes('급여'))
const averageSalaryIncome = salaryRows.length ? Math.round(totalForRows(salaryRows) / enabledMonthCount) : 0
const averageExtraIncome = extraIncomeRows.length ? Math.round(totalForRows(extraIncomeRows) / enabledMonthCount) : 0
const averageIncome = Math.round(totalForRows(incomeRows) / enabledMonthCount)
const averageDeduction = Math.round(totalForRows(deductionRows) / enabledMonthCount)
const averageNetIncome = Math.max(0, averageIncome - averageDeduction)
const annualIncomeTotal = totalForRows(incomeRows)
const annualDeductionTotal = totalForRows(deductionRows)
const annualNetIncomeTotal = Math.max(0, annualIncomeTotal - annualDeductionTotal)
const annualGrossEquivalent = averageIncome * 12
const netByMonth = allMonthColumns.reduce>((acc, column) => {
if (!isDocumentMonthColumnEnabled(column)) {
acc[column.key] = 0
return acc
}
const incomeTotal = incomeRows.reduce((sum: number, row: Record) => sum + parseNumeric(row?.amounts?.[column.key]), 0)
const deductionTotal = deductionRows.reduce((sum: number, row: Record) => sum + parseNumeric(row?.amounts?.[column.key]), 0)
acc[column.key] = Math.max(0, incomeTotal - deductionTotal)
return acc
}, {})
const displayHouseholdSize = getDisplayHouseholdSize(page2?.dependentsCount)
const householdSize = getMedianIncomeHouseholdSize(page2?.dependentsCount)
const medianIncome = getIncomeExpenseMedianIncome(householdSize)
const adjustmentRatio = Number(page3?.adjustmentRatio || 60)
const adjustedExpenseAmount = Math.round(medianIncome * (adjustmentRatio / 100))
const isOverSixty = adjustmentRatio > 60
const additionalExpenses = page3?.additionalExpenses || {}
const expenseReasonLines = [
...(Array.isArray(page3?.expenseReasons) ? page3.expenseReasons : []),
String(page3?.supplementaryDescription || '').trim(),
page3?.hasChildSupport && parseNumeric(page3?.childSupportAmount)
? `양육비: ${formatMoneyCell(page3.childSupportAmount)} / 상대방 ${escapeHtml(page3.exSpouseName || '-')}`
: ''
].filter((item: unknown) => String(item || '').trim())
const expenseRows = [
{ label: '식료품비', amount: additionalExpenses.food, reason: page3?.expenseReasons?.[0] || '' },
{ label: '광열수도비', amount: additionalExpenses.utilities, reason: page3?.expenseReasons?.[1] || '' },
{ label: '가구집기비', amount: additionalExpenses.furniture, reason: page3?.expenseReasons?.[2] || '' },
{ label: '피복신발비', amount: additionalExpenses.clothing, reason: page3?.expenseReasons?.[3] || '' },
{ label: '교양오락비', amount: additionalExpenses.culture, reason: page3?.expenseReasons?.[4] || '' },
{ label: '교통통신비', amount: additionalExpenses.transport, reason: page3?.expenseReasons?.[5] || '' },
{ label: '기타 비용', amount: additionalExpenses.other, reason: page3?.expenseReasons?.[6] || '' }
]
const livingExpenseTotal = expenseRows.reduce((sum, item) => sum + parseNumeric(item.amount), 0)
const housingExpense = parseNumeric(additionalExpenses.housing)
const medicalExpense = parseNumeric(additionalExpenses.medical)
const educationExpense = parseNumeric(additionalExpenses.education)
const totalAdditionalExpense = livingExpenseTotal + housingExpense + medicalExpense + educationExpense
const familyRows: Array<{
relation: string
name: string
age: string
cohabitation: string
job: string
income: string
assets: string
support: string
}> = []
const familyMembers = Array.isArray(page2?.familyMembers) ? page2.familyMembers : []
if (familyMembers.length) {
familyMembers.forEach((member: Record) => {
const cohabitationLabel = String(member.cohabitation || '').trim()
const years = String(member.cohabitationYears || '').trim()
const months = String(member.cohabitationMonths || '').trim()
const cohabitationPeriod = [years ? `${years}년` : '', months ? `${months}월` : '']
.filter(Boolean)
.join(' ')
familyRows.push({
relation: String(member.relationship || '').trim(),
name: String(member.name || '').trim(),
age: String(member.age || '').trim(),
cohabitation: [cohabitationLabel, cohabitationPeriod].filter(Boolean).join(' '),
job: String(member.job || '').trim(),
income: formatNumberText(member.monthlyIncome),
assets: formatNumberText(member.totalAssets),
support: String(member.supportStatus || '').trim()
})
})
} else if (page3?.hasChildSupport && Array.isArray(page3?.childNames)) {
page3.childNames
.filter((name: unknown) => String(name || '').trim())
.forEach((name: string) => {
familyRows.push({
relation: '자녀',
name: String(name || '').trim(),
age: '',
cohabitation: page3?.exSpouseName ? '별거' : '',
job: '',
income: page3?.childSupportAmount ? formatNumberText(page3.childSupportAmount) : '0',
assets: '0',
support: '부양함'
})
})
}
while (familyRows.length < 7) {
familyRows.push({
relation: '',
name: '',
age: '',
cohabitation: '',
job: '',
income: '',
assets: '',
support: ''
})
}
const familyRowMarkup = familyRows
.slice(0, 7)
.map((item) => `
${htmlOrBlank(item.relation)}
${htmlOrBlank(item.name)}
${htmlOrBlank(item.age)}
${htmlOrBlank(item.cohabitation)}
${htmlOrBlank(item.job)}
${htmlOrBlank(item.income)}
${htmlOrBlank(item.assets)}
${htmlOrBlank(item.support)}
`)
.join('')
const expenseRowMarkup = expenseRows
.map((item, index) => `
${index === 0 ? `생 ` : ''}
${escapeHtml(item.label)}
${formatNumberText(item.amount)}
${htmlOrBlank(item.reason)}
`)
.join('')
return `
수입 및 지출에 관한 목록
I. 현재의 수입목록 (단위 : 원)
수입상황 자영(상호) 고용(직장명) ${htmlOrBlank(employment.workplaceName)}
업 종 ${htmlOrBlank(employment.jobTitle || employment.jobDescription)} 직 위 ${htmlOrBlank(employment.position)}
종사경력 ${htmlOrBlank(employment.workPeriod)} 근무기간 ${htmlOrBlank(employment.workPeriod)}
명 목 기간구분 금 액 연간환산금액 압류, 가압류 등 유무
급 여 월 간 ${formatMoneyCell(averageSalaryIncome)} ${formatMoneyCell(averageSalaryIncome * 12)} 무
상여금 등 ${formatMoneyCell(averageExtraIncome)} ${formatMoneyCell(averageExtraIncome * 12)}
연수입 ${formatMoneyCell(averageIncome * 12)}
월평균수입 ${formatMoneyCell(averageIncome)}
II. 변제계획 수행시의 예상지출목록
${isOverSixty ? '□' : '▣'} 채무자가 예상하는 생계비가 보건복지부 공표 기준중위소득의 60%이하인 경우
보건복지부 공표
( ${displayHouseholdSize} )인 가족 기준중위소득
( ${formatNumberText(medianIncome)} )원의 약
( 60 )%인
( ${formatNumberText(Math.round(medianIncome * 0.6))} )원을 지출할 것으로 예상됩니다.
${isOverSixty ? '▣' : '□'} 채무자가 예상하는 생계비가 보건복지부 공표 기준중위소득의 60%를 초과하는 경우
보건복지부 공표
( ${displayHouseholdSize} )인 가족 기준중위소득
( ${formatNumberText(medianIncome)} )원의 약
( ${escapeHtml(String(adjustmentRatio))} )%인
( ${formatNumberText(adjustedExpenseAmount)} )원을 지출할 것으로 예상됩니다 (뒷면 표에 내역과 사유를 상세히 기재하십시오.)
III. 가족 관계
관계
성 명
연령
동거여부 및 기간
직 업
월 수입
재산총액
부양유무
${familyRowMarkup}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
☞. 채무자가 예상하는 생계비가 보건복지부 공표 기준중위소득의 60%를 초과하는 경우
1. 생계비의 추가 지출 내역 (단위 : 원)
비 목
지출예상기준중위소득
추가지출 사유
${expenseRowMarkup}
합 계
${livingExpenseTotal ? formatNumberText(livingExpenseTotal) : ' '}
주 거 비
${housingExpense ? formatNumberText(housingExpense) : ' '}
${htmlOrBlank(page3?.expenseReasons?.[7])}
의 료 비
${medicalExpense ? formatNumberText(medicalExpense) : ' '}
${htmlOrBlank(page3?.expenseReasons?.[8])}
교 육 비
${educationExpense ? formatNumberText(educationExpense) : ' '}
${htmlOrBlank(page3?.expenseReasons?.[9])}
계
${formatNumberText(totalAdditionalExpense)}
추가비율 : ${escapeHtml(String(adjustmentRatio))} %
2. 생계비 추가지출사유에 관한 보충기재사항
${expenseReasonLines.length ? escapeHtml(expenseReasonLines.join('\n\n')).replace(/\n/g, '
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
${buildIncomeExpenseDetailTable('월평균소득 산출 내역서 (수입)', incomeRows, '', allMonthColumns)}
`
}
const formatStatementMonthRange = (
startYear?: string | null,
startMonth?: string | null,
endYear?: string | null,
endMonth?: string | null,
isCurrent = false
) => {
const normalizedStartYear = String(startYear || '').trim() || ' '
const normalizedStartMonth = String(startMonth || '').trim() || ' '
const normalizedEndYear = isCurrent ? '현재' : String(endYear || '').trim() || ' '
const normalizedEndMonth = isCurrent ? '' : String(endMonth || '').trim() || ' '
if (isCurrent) {
return `${normalizedStartYear}년 ${normalizedStartMonth}월 부터 현재까지`
}
return `${normalizedStartYear}년 ${normalizedStartMonth}월 부터 ${normalizedEndYear}년 ${normalizedEndMonth}월 까지`
}
const buildStatementHistoryLabel = (type: string) => {
switch (String(type || '').trim()) {
case '근무':
return '근무'
case '자영':
return '자영'
default:
return ' '
}
}
const buildStatementHousingMark = (selected: boolean) =>
selected ? '○' : ' '
const buildStatementReasonMark = (selected: boolean) =>
selected ? '●' : '○'
const addMonthsFromDateParts = (year: string, month: string, day: string, offsetMonths: number) => {
if (!year || !month || !day) {
return { year: '', month: '', day: '' }
}
const baseDate = new Date(Number(year), Number(month) - 1, Number(day))
if (Number.isNaN(baseDate.getTime())) {
return { year: '', month: '', day: '' }
}
baseDate.setMonth(baseDate.getMonth() + offsetMonths)
return {
year: String(baseDate.getFullYear()),
month: String(baseDate.getMonth() + 1).padStart(2, '0'),
day: String(baseDate.getDate()).padStart(2, '0')
}
}
const buildStatementReferenceBody = (context: RecoveryDocumentContext) => {
const page1 = context.pages['1'] || {}
const page2 = context.pages['2'] || {}
const page16 = context.pages['16'] || {}
const page17 = context.pages['17'] || {}
const employment = getEmploymentDataFromContext(context)
const statement = page17?.formData || {}
const applicantName = String(context.caseInfo?.applicant_name || page1?.applicantName || '').trim()
const currentCareer = {
startYear: String(employment.currentWorkStart?.year || '').trim(),
startMonth: String(employment.currentWorkStart?.month || '').trim(),
employmentType: String(employment.employmentType || '').trim(),
industry: String(employment.jobTitle || '').trim(),
workplaceName: String(employment.workplaceName || '').trim(),
position: String(employment.position || '').trim()
}
const pastCareers = Array.isArray(page16?.pastCareers) ? page16.pastCareers : []
const careerRows = [
currentCareer,
...pastCareers
].slice(0, 4)
while (careerRows.length < 4) {
careerRows.push({
startYear: '',
startMonth: '',
endYear: '',
endMonth: '',
employmentType: '',
industry: '',
workplaceName: '',
position: ''
})
}
const careerMarkup = careerRows.map((row, index) => {
const isCurrent = index === 0
const periodText = formatStatementMonthRange(
row.startYear,
row.startMonth,
row.endYear,
row.endMonth,
isCurrent
)
return `
기 간
${periodText} ( ${buildStatementHistoryLabel(row.employmentType)} )
업 종
${htmlOrBlank(row.industry)}
직장명
${htmlOrBlank(row.workplaceName)}
직 위
${htmlOrBlank(row.position)}
`
}).join('')
const maritalHistories = Array.isArray(page16?.maritalHistories) ? page16.maritalHistories : []
const maritalPairs = Array.from({ length: Math.max(1, Math.ceil(maritalHistories.length / 2)) }, (_, index) =>
maritalHistories.slice(index * 2, index * 2 + 2)
)
const maritalMarkup = maritalPairs.map((pair) => {
const [left, right] = pair
const renderItem = (item?: Record) => {
if (!item) return ` `
const year = String(item.historyYear || '').trim()
const month = String(item.historyMonth || '').trim()
const day = String(item.historyDay || '').trim()
const name = String(item.partnerName || '').trim()
const type = String(item.historyType || '').trim()
if (!year && !month && !day && !name && !type) {
return ` `
}
return `${year || ' '}년 ${month || ' '}월 ${day || ' '}일 ${escapeHtml(name || ' ')} 와 ( ${escapeHtml(type || ' ')} ) `
}
return `${renderItem(left)} ${renderItem(right)} ) => String(item?.enabled || '').trim() === 'Y')
.slice(0, 7)
const proceedingMarkup = proceedingRows.length
? proceedingRows.map((item: Record) => `
${htmlOrBlank(item.proceedingType || item.procedureStatus || item.note)}
${htmlOrBlank(item.creditorName)}
${htmlOrBlank(item.court)}
${htmlOrBlank(item.caseNumber)}
`).join('')
: `
해당사항 없습니다.
`).join('')
const selectedReasons = Array.isArray(statement.reasons) ? statement.reasons : []
const hasReason = (label: string) => selectedReasons.includes(label)
const otherReasonText = String(statement.otherReason || '').trim()
const debtNarrative = String(statement.debtNarrative || '').trim()
const recoveryNarrative = String(statement.recoveryNarrative || '').trim()
const attachmentNarrative = [debtNarrative, recoveryNarrative].filter(Boolean).join('\n\n')
const historySource = statement.history || {}
const historyRows = [
{ label: '파산.면책절차', key: 'bankruptcy' },
{ label: '화의.회생.개인회생절차', key: 'recovery' },
{ label: '신용회복위원회 워크아웃', key: 'workout' },
{ label: '배드뱅크', key: 'badBank' }
].map(({ label, key }) => {
const item = historySource[key] || {}
const checked = String(item.used || 'N') === 'Y'
return `
${checked ? '■' : '□'} ${label}
${htmlOrBlank(item.court)}
${checked ? `${escapeHtml(item.startYear || ' ')}년 ${escapeHtml(item.startMonth || ' ')}월` : ' 년 월'}
${htmlOrBlank(item.status)}
`
}).join('')
return `
진 술 서
I. 경력
1. 최종학력 : ${htmlOrBlank(employment.finalEducationYear)}년 ${htmlOrBlank(employment.finalEducationMonth)}월 ${htmlOrBlank(employment.finalEducationSchool)} 학교 ( ${escapeHtml(employment.finalEducationStatus || '졸업')} )
2. 과거 경력 (최근 경력부터 기재하여 주십시오)
3. 과거 결혼, 이혼, 입양, 파양 경력
II. 현재 주거상황 거주를 시작한 시점 ${moveInDateText}
거주관계(해당란에 표시)
상세한 내역
( ${buildStatementHousingMark(houseType === 'A')} ) ㉠ 신청인 소유의 주택
( ${buildStatementHousingMark(houseType === 'B')} ) ㉡ 사택 또는 기숙사( ${buildStatementHousingMark(houseType === 'C' || houseType === 'G' || houseType === 'F')} ) ㉢ 임차( 전ㆍ월세 ) 주택
임대보증금 ( ${escapeHtml(rentalInfo.deposit || spouseRentalInfo.deposit || dormitoryInfo.deposit || otherRentalInfo.deposit || ' ')} 원 )
( ${buildStatementHousingMark(houseType === 'D')} ) ㉣ 친족 소유 주택에 무상 거주( ${buildStatementHousingMark(houseType === 'E')} ) ㉤ 친족외 소유 주택에 무상 거주
소유자 성명 ( ${htmlOrBlank(ownerInfo.name || otherOwnerInfo.name)} )
( ${buildStatementHousingMark(houseType === 'X')} ) ㉥ 기타(${htmlOrBlank(page2?.otherInfo)})
${htmlOrBlank(rentalInfo.address || spouseRentalInfo.address || page2?.otherInfo)}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
III. 부채 상황 1. 채권자로부터 민사소송·지급명령·전부명령·압류·가압류 등을 받은 경험이 있음 ${proceedingRows.length ? "■ " : "□ "} 없음 ${proceedingRows.length ? "□ " : "■ "}
내 역
채 권 자
관 할 법 원
사 건 번 호
${proceedingMarkup}
${proceedingPaddingRows}
2. 개인회생절차에 이르게 된 사정(여러 항목 중복 선택 가능)
${buildStatementReasonMark(hasReason('생활비 부족'))} 생활비 부족 ${buildStatementReasonMark(hasReason('병원비 과다지출'))} 병원비 과다지출 ${buildStatementReasonMark(hasReason('교육비 과다지출'))} 교육비 과다지출
${buildStatementReasonMark(hasReason('음식 / 음주 / 여행 / 도박 또는 취미활동'))} 음식, 음주, 여행, 도박 또는 취미활동 ${buildStatementReasonMark(hasReason('점포운영의 실패'))} 점포 운영의 실패 ${buildStatementReasonMark(hasReason('타인 채무의 보증'))} 타인 채무의 보증
${buildStatementReasonMark(hasReason('주식투자 실패'))} 주식투자 실패 ${buildStatementReasonMark(hasReason('사기피해'))} 사기 피해
${buildStatementReasonMark(hasReason('기타'))} 기 타 ( ${escapeHtml(otherReasonText || ' ')} )
3. 채무자가 많은 채무를 부담하게 된 사정 및 개인회생절차 개시의 신청에 이르게 된 사정에 관하여 구체적으로 기재하여 주십시오. 별지 기재와 같음
IV. 과거 면책절차 등의 이용 상황
절 차
법원 또는 기관
신 청 시 기
현재까지 진행상황
${historyRows}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
별 지
${attachmentNarrative ? escapeHtml(attachmentNarrative).replace(/\n/g, '
`
}
const buildRepaymentPlanReferenceBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page2 = context.pages['2'] || {}
const page3 = context.pages['3'] || {}
const page4 = context.pages['4'] || {}
const page5 = context.pages['5'] || {}
const page16 = context.pages['16'] || {}
const employment = getEmploymentDataFromContext(context)
const enabledMonthColumns = getEnabledPage5MonthColumns(page5)
const incomeRows = Array.isArray(page5?.incomeRows) ? page5.incomeRows : []
const deductionRows = Array.isArray(page5?.deductionRows) ? page5.deductionRows : []
const enabledMonthCount = enabledMonthColumns.length || 12
const totalForRows = (rows: Array>) =>
rows.reduce((sum, row) => {
const amounts = row?.amounts || {}
return sum + enabledMonthColumns.reduce((monthSum, column) => monthSum + parseNumeric(amounts[column.key]), 0)
}, 0)
const averageIncome = Math.round(totalForRows(incomeRows) / enabledMonthCount)
const displayHouseholdSize = getDisplayHouseholdSize(page2?.dependentsCount)
const householdSize = getMedianIncomeHouseholdSize(page2?.dependentsCount)
const medianIncome = getIncomeExpenseMedianIncome(householdSize)
const adjustmentRatio = Number(page3?.adjustmentRatio || 60)
const adjustedExpenseAmount = Math.round(medianIncome * (adjustmentRatio / 100))
const availableIncome = averageIncome - adjustedExpenseAmount
const commissionerPercent = Number(employment.commissionerPercent || employment.commissionerRate || 0)
const monthlyCommissionerFee = employment.hasExternalCommissioner
? Math.max(0, Math.round(Math.max(availableIncome, 0) * (commissionerPercent / 100)))
: 0
const actualAvailableIncome = Math.max(0, availableIncome - monthlyCommissionerFee)
const repaymentMonths = parseNumeric(basics.repaymentMonths)
const firstDate = basics.firstRepaymentDateParts
const endDate = repaymentMonths
? addMonthsFromDateParts(firstDate.year, firstDate.month, firstDate.day, Math.max(repaymentMonths - 1, 0))
: { year: '', month: '', day: '' }
const totalActualAvailableIncome = actualAvailableIncome * repaymentMonths
const employmentType = String(employment.employmentType || '').trim()
const isSalary = employmentType !== '자영'
const salaryCheck = isSalary ? "□ "
const businessCheck = isSalary ? "□ " : ") => `
${htmlOrBlank(item.institutionName)}
${formatNumberText(parseNumeric(item.principalAmount) + parseNumeric(item.surchargeAmount))}원 ${htmlOrBlank(`${item.claimType || ''}${item.basis ? ` (${item.basis})` : ''}`.trim())}
즉시변제
`).join('')
const priorityBlankRows = Array.from({ length: Math.max(0, 14 - priorityClaims.length - (hasPriorityClaims ? 0 : 2)) }, () => `
`).join('')
const priorityTableBody = hasPriorityClaims
? `${priorityRows}${priorityBlankRows}`
: `
해당사항 없습니다.
${priorityBlankRows}
`
return `
변제계획안 제출서
사 건 ${escapeHtml(String(context.pages['1']?.caseYear || basics.filingDateParts.year || ''))}
개회 ${escapeHtml(String(basics.caseNumber || '').replace(/^.*개회\s*/, '').replace(/\s*호?$/, ''))} 개인회생
채 무 자 ${escapeHtml(basics.applicantName)}${basics.residentNumber ? ` ( ${escapeHtml(basics.residentNumber)} )` : ''}
채무자는 별지와 같이 변제계획안을 작성하여 제출하니 인가하여 주시기 바랍니다.
${basics.filingDate} 채 무 자 ${escapeHtml(basics.applicantName)} 대 리 인 ${escapeHtml(basics.lawyerName || '')} (인)
${escapeHtml(page2?.court || '')} 귀중
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
${escapeHtml(basics.caseNumber)} 채무자 ${escapeHtml(basics.applicantName)}${basics.residentNumber ? ` ( ${escapeHtml(basics.residentNumber)} )` : ''}
변 제 계 획 (안)
${basics.filingDate} 작성
1. 변제기간
[ ${escapeHtml(firstDate.year || '')} ]년
[ ${escapeHtml(firstDate.month || '')} ]월
[ ${escapeHtml(firstDate.day || '')} ]일부터
[ ${escapeHtml(endDate.year || '')} ]년
[ ${escapeHtml(endDate.month || '')} ]월
[ ${escapeHtml(endDate.day || '')} ]일까지
[ ${escapeHtml(String(repaymentMonths || ''))} ]개월간
2. 변제에 제공되는 소득 또는 재산
가. 소득 (1) 수입 ${salaryCheck} 변제기간 동안 [ ${htmlOrBlank(employment.workplaceName)} ] 에서 받는 월 평균수입 [ ${formatNumberText(averageIncome)} ]원 ${businessCheck} 변제기간 동안 [ ${isSalary ? ' ' : htmlOrBlank(employment.workplaceName)} ] 를 운영하여 얻는 월 평균 수입 [ ${isSalary ? ' ' : formatNumberText(averageIncome)} ]원 (2) 채무자 및 피부양자의 생활에 필요한 생계비 (가) 채무자 및 피부양자 : 총 [ ${displayHouseholdSize} ]명 (나) 국민기초생활보장법 제6조의 규정에 따라 공표된 기준중위소득 : 월 [ ${formatNumberText(medianIncome)} ]원 (다) 채무자회생및파산에관한법률 제579조에 따라 조정된 생계비 : 월 [ ${formatNumberText(adjustedExpenseAmount)} ]원 (3) 채무자의 가용소득
[ ${escapeHtml(firstDate.year || '')} ]년
[ ${escapeHtml(firstDate.month || '')} ]월
[ ${escapeHtml(firstDate.day || '')} ]일부터
[ ${escapeHtml(endDate.year || '')} ]년
[ ${escapeHtml(endDate.month || '')} ]월
[ ${escapeHtml(endDate.day || '')} ]일까지
[ ${escapeHtml(String(repaymentMonths || ''))} ]개월간
① 월평균수입
② 월평균생계비
③월평균가용소득(①-②)
④월회생위원보수
⑤월실제가용소득(③-④)
⑥변제횟수(월)
⑦총실제가용소득(⑤X⑥)
${formatNumberText(averageIncome)}원
${formatNumberText(adjustedExpenseAmount)}원
${formatNumberText(Math.max(availableIncome, 0))}원
${formatNumberText(monthlyCommissionerFee)}원
${formatNumberText(actualAvailableIncome)}원
${repaymentMonths}회
${formatNumberText(totalActualAvailableIncome)}원
나. 재산 :
[ 해당 있음 ${hasAssets ? "□ "} / 해당 없음 ${hasAssets ? "□ " : " 3. 개인회생재단채권에 대한 변제
[ 해당 있음 ${page4?.hasEstateClaim ? "□ "} / 해당 없음 ${page4?.hasEstateClaim ? "□ " : " 가. 회생위원의 보수 및 비용 [ 있음 ${employment.hasExternalCommissioner ? "□ "} / 없음 ${employment.hasExternalCommissioner ? "□ " : " 나. 기타 개인회생재단채권[ 있음 ${hasEstatePriorityClaims ? "□ "} / 없음 ${hasEstatePriorityClaims ? "□ " : " ------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. ------------------- 4. 일반의 우선권 있는 개인회생채권에 대한 변제
[ 해당 있음 ${hasPriorityClaims ? "□ "} / 해당 없음 ${hasPriorityClaims ? "□ " : "
채 권 자
채권현재액
채권발생원인(우선권의 근거)
변 제 기
${priorityTableBody}
(2) 변제방법 변제계획 인가일 직후 최초 도래하는 변제기일에 원리금 전액을 우선하여 변제한다.
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. ------------------- 5. 별제권부 채권 및 이에 준하는 채권의 처리 [ 해당 있음 ${hasSecuredClaims ? "□ "} / 해당 없음 ${hasSecuredClaims ? "□ " : "
가. 채권의 내용
채권
채 권 자
① 채권현재액(원금)
③ 별제권행사등으로
④ 별제권행사 등으로도
② 채권현재액(이자)
⑤ 별제권 등의 내용 및 목적물
${Array.from({ length: 5 }, () => `
`).join('')}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
나. 변제방법
(1) 위 각 채권에 대하여 별제권 행사 등으로 변제가예상되는 채권액(③)은 별제권 행사 등에 의한 방법으로 변제하고 이 변제계획상의 가용소득이나 재산처분에 의한 변제대상에서 제외한다. (2) 위 (1)항 기재 각 채권 중 별제권행사 등으로도 변제받을수없을 채권액(④)은 미확정채권으로 보아 유보하였다가 아래 7항 기재와 같은 방법으로 변제한다. (3) 별제권 행사 등으로도 변제받을수없을 채권액이 위 가의 ④항 기재 금액을 초과하는 것으로 확정된 경우에는 채권자가 그 초과부분을 변제계획안의 변경 절차를 통하여 변제받을 수 있다.
6. 일반 개인회생채권에 대한 변제 가. 가용소득에 의한 변제
(1) 월 변제예정(유보)액 및 총 변제예정(유보)액의 산정 각 일반 개인회생채권의 [ ${page4?.repaymentPlanType === 'B' ? '원리금' : '원금'} ]의 액수를 기준으로 월 평균가용소득에서 월회생위원보수를 차감한 월실제가용소득을 안분하여 산출한 금액을 각 일반 개인회생채권자에게 변제한다. 이를 기초로 산정한 월 변제예정(유보)액은 제1회부터 제${repaymentMonths}회까지는 [ ${formatNumberText(actualAvailableIncome)} ]원씩이고 총 변제예정(유보)액은 [ ${formatNumberText(totalActualAvailableIncome)} ]원이다. (2) 변제방법 위 (1)항의 변제예정(유보)액은 다음과 같이 분할하여 변제한다. (가) 기간 및 횟수
[ ${escapeHtml(firstDate.year || '')} ]년
[ ${escapeHtml(firstDate.month || '')} ]월
[ ${escapeHtml(firstDate.day || '')} ]일부터
[ ${escapeHtml(endDate.year || '')} ]년
[ ${escapeHtml(endDate.month || '')} ]월
[ ${escapeHtml(endDate.day || '')} ]일까지
[ ${escapeHtml(String(repaymentMonths || ''))} ]개월간 합계 [ ${escapeHtml(String(repaymentMonths || ''))} ]회
(나) 변제월 및 변제일
① [ ${escapeHtml(firstDate.year || '')} ] 년 [ ${escapeHtml(firstDate.month || '')} ]월 [ ${escapeHtml(firstDate.day || '')} ]일부터 변제계획인가일 직전 [ ${escapeHtml(firstDate.day || '')} ]일까지 기간
□ 기타 : [ ]② 변제계획인가일 직후 최초 도래하는 월의 [ ${escapeHtml(paymentDay)} ]일부터 [ ${escapeHtml(endDate.year || '')} ]년 [ ${escapeHtml(endDate.month || '')} ]월 [ ${escapeHtml(endDate.day || '')} ]일까지 기간 □ 매 [ ]개월마다 [ ]일에 각 변제 □ 기타 : [ ]
나. 재산의 처분에 의한 변제 [ 해당 있음 ${hasAssets ? "□ "} / 해당 없음 ${hasAssets ? "□ " : " ------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. ------------------- 7. 미확정 개인회생채권에 대한 조치
[ 해당 있음 ${hasUnconfirmedClaims ? "□ "} / 해당 없음 ${hasUnconfirmedClaims ? "□ " : " 가. 변제금액의 유보
(1) 미확정 개인회생채권에 대하여는 변제를 유보하고, 별지 개인회생채권 변제예정액표에 기재한 금액을 당해 채권이 확정될 때까지 유보하여 둔다. (2) 채무자는 위와 같이 유보한 금액도, 즉시 지급되는 다른 채권에 대한 변제금과 마찬가지로 아래 8항 기재 계좌에 입금한다.
나. 미확정 개인회생채권에 대한 변제
(1) 미확정 개인회생채권이 전부 그대로 확정된 경우 (2) 미확정 개인회생채권이 전부 또는 일부 부존재 하는 것으로 확정된 경우 향후의 매월 입금액을 분배하는 기준이 될 변제비율은 위 확정 ${page4?.repaymentPlanType === 'B' ? '원리금' : '원금'}들 사이의 비율에 따라 새로 계산하여 정하는데, 미확정 개인회생채권의 일부가 존재하지 않는 것으로 확정됨에 따라 향후 당해 개인회생채권자를 위한 유보가 불필요하게 된 변제기 미도래분에 대한 변제 유보예정액은, 향후 변제기 도래시 일반 개인회생채권자들에게 그 각 [ ${page4?.repaymentPlanType === 'B' ? '원리금' : '원금'} ]의 액수를 기준으로 안분되도록 한다. (3) 변제기간 종료시까지 미확정 개인회생채권이 미확정상태로 남는 경우에는 최종변제기에 유보한 금액 전부를 일반개인회생채권자들에게 각 [ ${page4?.repaymentPlanType === 'B' ? '원리금' : '원금'} ]의 액수를 기준으로 안분하여 변제한다. (4) 임대차보증금반환액수가 확정되지 않은 임대차보증금 반환채권은 미확정채권으로 보아 위 가, 나항에 따라 변제하되 그 액수가 확정되고 임차인이 임차목적물을 명도함과 동시에 변제한다.
8. 변제금원의 회생위원에 대한 임치 및 지급
채무자는 위 [ 6 ]항에 의하여 개인회생채권자들에게 변제하여야 할 금액을 개시결정시 통지되는 개인회생위원의 예금계좌 { [ ${escapeHtml(context.pages['1']?.bankName || '')} ] 은행 계좌번호 [ ${escapeHtml(context.pages['1']?.accountNumber || '')} ] }에 순차 임치하고, 회생위원은 이를 즉시 개인회생채권자들이 신고한 예금 계좌에 송금하는 방법으로 지급한다. 계좌번호를 신고하지 않은 개인회생채권자에 대하여는 변제액을 적립하였다가 이를 연 1회 개인회생사건이 계속되어 있는 지방법원에 공탁하여 지급할 수 있다.
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. ------------------- 9. 면책의 범위 및 효력발생시기
채무자가 개인회생채권에 대하여 이 변제계획에 따라 변제를 완료하고 면책신청을 하여 면책결정이 확정되었을 경우에는, 이 변제계획에 따라 변제한 것을 제외하고 개인회생채권자에 대한 채무에 관하여 그 책임이 면제된다. 단, 채무자 회생 및 파산에 관한 법률 제625조 제2항 단서 각호 소정의 채무에 관하여는 그러하지 아니하다.
10. 기타사항 [ 해당 있음 □ / 해당 없음 ------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
개인회생채권 변제예정액표
1. 기초사항 (단위 : 원)
③ 월평균가용 ${formatNumberText(Math.max(availableIncome, 0))}
④ 월회생위원 ${formatNumberText(monthlyCommissionerFee)}
(A) 월실제 ${formatNumberText(actualAvailableIncome)}
(B)변제횟수 ${repaymentMonths} 회
(C)총가용소득 ${formatNumberText(totalActualAvailableIncome)}
2. 채권자별 변제예정액의 산정내역 별지기재와 같음
3. 변제율 ${page4?.repaymentPlanType === 'B' ? '원리금' : '원금'}의 [ ${repaymentRate ? repaymentRate.toFixed(2) : '0.00'} ]% 상당액 (J) 청산가치
0
(K) 가용소득에 의한
${formatNumberText(totalActualAvailableIncome)}
${totalActualAvailableIncome >= 0 ? '청산가치 이상' : ' '}
`
}
const buildProhibitionReferenceBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page1 = context.pages['1'] || {}
const page16 = context.pages['16'] || {}
const employment = getEmploymentDataFromContext(context)
const caseYear = String(page1?.caseYear || basics.filingDateParts.year || '').trim()
const caseNumberOnly = String(page1?.caseNumber || '').trim()
const caseLabel = caseYear && caseNumberOnly
? buildRecoveryCaseNumber(caseYear, caseNumberOnly)
: String(basics.caseNumber || '').trim()
const applicantAddress = basics.applicantAddress || context.caseInfo?.applicant_address || ''
const employmentType = String(employment.employmentType || '').trim()
const workplaceName = String(employment.workplaceName || '').trim()
const workplaceAddress = String(
[employment.companyZipCode, employment.companyAddress].filter(Boolean).join(' ') ||
employment.companyAddress ||
''
).trim()
const representativeName = String(
employment.companyRepresentative ||
employment.ceoName ||
employment.representativeName ||
''
).trim()
const incomeSourceLabel = employmentType === '자영' ? '영업수입' : '급여'
const incomeSourceTitle = employmentType === '자영' ? '<영업장>' : '<급여 등>'
const filingDateText = formatHtmlDottedDateFromParts(
basics.filingDateParts.year,
basics.filingDateParts.month,
basics.filingDateParts.day
)
return `
사 건 ${escapeHtml(caseLabel)} 호 개인회생
신청인 (채무자) ${escapeHtml(basics.applicantName)}
${htmlOrBlank(applicantAddress)}
신청인(채무자)에 대한 이 법원 ${escapeHtml(caseLabel)} 호 개인회생사건에 관하여 개인회생절차의 개시신청에 대한 개시결정이 있을 때까지 신청인에 대하여 그 결정 전의 원인으로 생긴 재산상의 청구권에 기하여 향후 개인회생재단에 속하게 될 소득 및 재산에 대하여 하는 강제집행 · 가압류 또는 가처분행위를 각 금지한다.
1. 신청인(채무자)은 귀원 ${escapeHtml(caseLabel)}호 사건의 채무자입니다.
2. 신청인이 위 개인회생 사건에서 채무자(신청인)가 매월 ${employmentType === '자영' ? '영업장으로부터 얻는' : '사용자(아래기재)로부터 지급 받는'} ${incomeSourceLabel}에서 기준중위소득를 제외한 나머지 가용소득으로 채무를 변제하는 계획안을 제출하였습니다.
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
3. 그런데 신청인의 채권자들은 신청인의 향후 소득 및 재산에 대하여 강제집행·가압류 또는 가처분 행위, 채권을 변제받거나 변제를 요구하는 행위를 하려 하고 있습니다.
${incomeSourceTitle} 상 호 :
${htmlOrBlank(workplaceName)}
주 소 :
${htmlOrBlank(workplaceAddress)}
대표자 :
${htmlOrBlank(representativeName)}
4. 만약, 일부 채권자가 위와 같은 행위를 할 경우 신청인의 ${employmentType === '자영' ? '영업소득' : '급여소득'}을 기준으로 한 가용소득확보가 어렵게 되어 개인회생절차를 수행할 수 없고, 다른 채권자들에게 손해를 가할 염려가 있으므로 채무자 회생 및 파산에 관한 법률 593조 제 1항에 의하여 이 신청에 이른 것입니다.
${filingDateText}
) => String(item?.enabled || '').trim() === 'Y')
.slice(0, 8)
const proceedingMarkup = proceedingRows.length
? proceedingRows.map((item: Record, index: number) => `
${index + 1}
${htmlOrBlank(item.proceedingType || item.procedureStatus || item.note)} ${htmlOrBlank(item.creditorName)} ${htmlOrBlank(item.court)} ${htmlOrBlank(item.caseNumber)}
`).join('')
: `
중지명령 대상 진행사건이 입력되지 않았습니다.
`
const incomeSourceTitle = String(employment.employmentType || '').trim() === '자영' ? '영업장' : '급여처'
const workplaceName = employment.workplaceName || employment.companyName || ''
const workplaceAddress = [employment.companyZipCode ? `[${employment.companyZipCode}]` : '', employment.companyAddress || '']
.filter(Boolean)
.join(' ')
.trim()
const representativeName = employment.companyRepresentative || employment.ceoName || employment.representativeName || ''
return `
사 건 ${escapeHtml(caseLabel)} 호 개인회생
신청인 (채무자) ${escapeHtml(basics.applicantName)}
${htmlOrBlank(applicantAddress)}
신청인(채무자)에 대한 이 법원 ${escapeHtml(caseLabel)} 호 개인회생사건에 관하여 개인회생절차의 개시신청에 대한 개시결정이 있을 때까지 아래 기재 각 집행·보전처분 및 독촉절차를 중지한다.
1. 신청인(채무자)은 귀원 ${escapeHtml(caseLabel)}호 사건의 채무자입니다.
2. 현재 신청인에 대하여 이미 개시되어 있는 강제집행·가압류·가처분·지급명령 등 절차는 아래와 같습니다.
순번
내역
채권자
관할법원
사건번호
${proceedingMarkup}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
3. 위와 같은 절차가 계속되면 신청인의 장래 소득 및 재산을 보전할 수 없어 개인회생절차의 수행이 현저히 곤란하게 됩니다.
${incomeSourceTitle} 상 호 :
${htmlOrBlank(workplaceName)}
주 소 :
${htmlOrBlank(workplaceAddress)}
대표자 :
${htmlOrBlank(representativeName)}
4. 따라서 채무자 회생 및 파산에 관한 법률에 따라 위 진행사건들에 대한 중지명령이 필요하여 이 신청에 이른 것입니다.
${filingDateText}
부 본 제 출 서
사 건 ${escapeHtml(caseYear || '')}
개회 ${escapeHtml(caseNumberOnly || basics.caseNumber || '')} 개인회생
채 무 자 ${escapeHtml(basics.applicantName)}${basics.residentNumber ? ` (${escapeHtml(basics.residentNumber)})` : ''}
채무자는 개시결정으로 인하여 채권자목록과 변제계획안을 제출합니다.
첨 부 서 류
1. 채권자목록 2. 변제계획안
${filingDateText} 채 무 자 ${escapeHtml(basics.applicantName)} 대 리 인 ${escapeHtml(basics.lawyerName || '')} (인)
${escapeHtml(courtName)} 귀중
`
}
const buildFilingCertificateReferenceBody = (context: RecoveryDocumentContext) => {
const basics = getContextBasics(context)
const page1 = context.pages['1'] || {}
const page2 = context.pages['2'] || {}
const caseYear = String(page1?.caseYear || basics.filingDateParts.year || '').trim()
const caseNumberOnly = String(page1?.caseNumber || '').trim()
const courtName = String(page2?.court || basics.courtName || '').trim()
const filingYearShort = basics.filingDateParts.year ? basics.filingDateParts.year.slice(-2) : ' '
const filingMonth = basics.filingDateParts.month || ' '
const filingDay = basics.filingDateParts.day || ' '
const filingDateLine = formatHtmlDottedDateFromParts(
basics.filingDateParts.year,
basics.filingDateParts.month,
basics.filingDateParts.day
)
const buildReceiptSheet = (label: string, includeReceiptBlock: boolean) => `
채무자(신청인) ${escapeHtml(basics.applicantName)}
개인회생절차개시 신청서가 다음과 같이 접수되었음을 증명하여 주시기 바랍니다.${filingYearShort} 년 ${filingMonth} 월 ${filingDay} 일 ${escapeHtml(caseNumberOnly || basics.caseNumber || ' ')}
${filingDateLine}
채무자(신청인)
${escapeHtml(basics.applicantName)} (인)
${includeReceiptBlock ? `
이를 영수합니다.
영수인
${escapeHtml(basics.applicantName)} (인)
` : ''}
${escapeHtml(courtName)} 귀 중
`
return `
${buildReceiptSheet('법원 보관용', true)}
------------------- [수정하거나 지우지 마세요] 이 부분은 인쇄할때 페이지를 구분합니다. -------------------
사 건 : ${escapeHtml(caseYear)} 개회 ${escapeHtml(caseNumberOnly || basics.caseNumber || '')} 개인회생
신청인(채무자) : ${escapeHtml(basics.applicantName)}
위 개인회생 사건에 관하여 아래 아래 수임인을 소송대리인으로 선임하고, 아래에서 정한 권한을 수여합니다.
수 임 인 : ${escapeHtml(basics.lawyerName || '')}
1. 일체의 소송행위 2. 소의 취하 3. 항고의 제기 또는 포기 4. 복대리인의 선임 5. 채권자에 대한 본인채무자료 열람, 송부에 관한 일체의 권한 6. 소송행위에 부수하는 행위
${filingDateText}
${escapeHtml(courtName)} 귀 중
`
}
const buildTrusteeDebtReferenceBody = (context: RecoveryDocumentContext) => {
let result = extractBodyInnerHtml(recoveryTrusteeDebtBaseHtml)
return scrubReferenceSeeds(result, context, 'trustee_debt')
}
const PAGE_BREAK = PAGE_BREAK_MARKER_HTML
const DEFAULT_ALL_APPLICATION_DOCUMENT_KEYS: RecoveryDocumentKey[] = [
'creditors',
'assets',
'income_expense',
'statement',
'repayment_plan',
'prohibition',
'power_of_attorney',
'confirmation'
]
const allApplicationDocumentKeySet = new Set(DEFAULT_ALL_APPLICATION_DOCUMENT_KEYS)
const normalizeDocumentOrder = (value: unknown): RecoveryDocumentKey[] => {
const preferred = Array.isArray(value)
? value.filter((key): key is RecoveryDocumentKey => DEFAULT_DOCUMENT_NAV_ORDER.includes(key as RecoveryDocumentKey))
: []
const seen = new Set()
const ordered = preferred.filter((key) => {
if (seen.has(key)) return false
seen.add(key)
return true
})
DEFAULT_DOCUMENT_NAV_ORDER.forEach((key) => {
if (!seen.has(key)) {
ordered.push(key)
seen.add(key)
}
})
const allApplicationIndex = ordered.indexOf('all_application')
if (allApplicationIndex > 0) {
ordered.splice(allApplicationIndex, 1)
ordered.unshift('all_application')
} else if (allApplicationIndex === -1) {
ordered.unshift('all_application')
}
return ordered
}
const stableSerializeDocumentValue = (value: unknown): string => {
if (Array.isArray(value)) {
return `[${value.map((item) => stableSerializeDocumentValue(item)).join(',')}]`
}
if (value && typeof value === 'object') {
const entries = Object.entries(value as Record)
.sort(([left], [right]) => left.localeCompare(right))
.map(([key, item]) => `${JSON.stringify(key)}:${stableSerializeDocumentValue(item)}`)
return `{${entries.join(',')}}`
}
return JSON.stringify(value ?? null)
}
const hashDocumentFingerprint = (value: string) => {
let hash = 5381
for (let index = 0; index < value.length; index += 1) {
hash = ((hash << 5) + hash) ^ value.charCodeAt(index)
}
return (hash >>> 0).toString(36)
}
const buildDocumentFingerprint = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
const definition = RECOVERY_DOCUMENT_DEFINITIONS.find((item) => item.key === key) || RECOVERY_DOCUMENT_DEFINITIONS[0]
const pageSnapshot = definition.pageIds.reduce>((acc, pageId) => {
acc[String(pageId)] = context.pages?.[String(pageId)] ?? null
return acc
}, {})
const fingerprintSource = stableSerializeDocumentValue({
key,
layoutVersion: DOCUMENT_LAYOUT_VERSIONS[key] || 'v1',
caseInfo: {
applicantName: context.caseInfo?.applicant_name || '',
caseNumber: context.caseInfo?.case_number || '',
residentNumber: context.caseInfo?.resident_number || '',
registrationDate: context.caseInfo?.registration_date || ''
},
pages: pageSnapshot,
documentOrder: key === 'all_application'
? normalizeDocumentOrder(context.manualDrafts?.all_application?.documentOrder)
: undefined
})
return hashDocumentFingerprint(fingerprintSource)
}
const extractDocumentFingerprint = (html: string | undefined, key: RecoveryDocumentKey) => {
if (!html) return ''
const match = String(html).match(
new RegExp(
`]*data-fincure-document-key=(['"])${key}\\1)(?=[^>]*data-fincure-document-fingerprint=(['"])([^'"]+)\\2)[^>]*><\\/div>`,
'i'
)
)
return match?.[3] || ''
}
const resolveAllApplicationDocumentKeys = (context: RecoveryDocumentContext) =>
normalizeDocumentOrder(context.manualDrafts.all_application?.documentOrder)
.filter((key): key is RecoveryDocumentKey => allApplicationDocumentKeySet.has(key))
const buildAllDocumentsConcatenated = (sections: string[]) => sections.join(PAGE_BREAK)
const trimSectionPageBreakEdges = (html: string) => {
let result = sanitizeManualDocumentHtml(String(html || '')).trim()
result = result.replace(/^(?:|\s| )+/gi, '')
result = result.replace(/(?:|\s| )+$/gi, '')
result = result.replace(new RegExp(`^(?:${PAGE_BREAK_BOUNDARY_PATTERN.source})(?:|\\s| )*`, 'i'), '')
result = result.replace(new RegExp(`(?:|\\s| )*(?:${PAGE_BREAK_BOUNDARY_PATTERN.source})$`, 'i'), '')
return result.trim()
}
const shouldIncludeConcatenatedSection = (key: RecoveryDocumentKey, html: string) => {
const body = extractBodyInnerHtml(html)
const text = stripHtml(body)
if (!text) return false
if (key === 'confirmation' && isConfirmationPlaceholderHtml(html)) return false
if (
key === 'confirmation' &&
(
text.includes('전용 레퍼런스 템플릿 연결 작업이 진행 중입니다.') ||
text.includes('저장된 데이터에 따라 이 문서 양식을 채워야 합니다.')
)
) {
return false
}
return true
}
const hasMeaningfulAssetData = (context: RecoveryDocumentContext) => {
const page11 = context.pages['11'] || {}
const page11_1 = context.pages['11_1'] || {}
const page11_3 = context.pages['11_3'] || {}
const page12 = context.pages['12'] || {}
const page12_1 = context.pages['12_1'] || {}
const page10 = context.pages['10'] || {}
const page7 = context.pages['7'] || {}
const accounts = Array.isArray(page11.accounts) ? page11.accounts : []
const insurances = Array.isArray(page11_1.insuranceItems) ? page11_1.insuranceItems : []
const leases = Array.isArray(page12.leases) ? page12.leases : []
const vehicles = Array.isArray(page10.vehicles) ? page10.vehicles : []
const spouseVehicles = Array.isArray(page10.spouseVehicles) ? page10.spouseVehicles : []
const otherAssets = Array.isArray(page11_3.assetItems) ? page11_3.assetItems : []
const facilities = Array.isArray(page12_1.facilities) ? page12_1.facilities : []
const receivables = Array.isArray(page12.receivables) ? page12.receivables : []
const retirementAmount = parseNumeric(page12_1?.formData?.retirementAmount)
const cashAmount = parseNumeric(page11?.formData?.cashAmount)
const realEstateCount = [
parseNumeric(page7.apartmentCount),
parseNumeric(page7.houseCount),
parseNumeric(page7.landCount),
parseNumeric(page7.spouseApartmentCount),
parseNumeric(page7.spouseHouseCount),
parseNumeric(page7.spouseLandCount)
].reduce((sum, value) => sum + value, 0)
return (
cashAmount > 0 ||
retirementAmount > 0 ||
realEstateCount > 0 ||
accounts.length > 0 ||
insurances.length > 0 ||
leases.length > 0 ||
vehicles.length > 0 ||
spouseVehicles.length > 0 ||
otherAssets.length > 0 ||
facilities.length > 0 ||
receivables.length > 0
)
}
const trimAssetAnnexSections = (html: string) => {
const firstMarkerIndex = getPageBreakStartIndices(html)[0] ?? -1
return firstMarkerIndex >= 0 ? html.slice(0, firstMarkerIndex).trim() : html
}
const shouldPreferGeneratedHtml = (
key: RecoveryDocumentKey,
manualHtml: string | undefined,
context: RecoveryDocumentContext
) => {
if (!manualHtml) return true
if (isLikelyReferenceSeedHtml(manualHtml)) return true
if (key === 'confirmation' && isConfirmationPlaceholderHtml(manualHtml)) return true
const currentFingerprint = buildDocumentFingerprint(key, context)
const savedFingerprint = extractDocumentFingerprint(manualHtml, key)
if (!savedFingerprint || savedFingerprint !== currentFingerprint) {
return true
}
if (key === 'creditors') {
const entries = collectCreditorEntries(context.pages)
if (!entries.length) return false
if (manualHtml.includes('저장된 데이터가 없습니다.')) {
return true
}
const hasAnyCreditorName = entries.some((entry) => entry.creditorName && manualHtml.includes(entry.creditorName))
return !hasAnyCreditorName
}
if (key === 'assets') {
if (!manualHtml.includes(`data-fincure-asset-layout="${ASSET_LAYOUT_VERSION}"`)) {
return true
}
const page11 = context.pages['11'] || {}
const page11_1 = context.pages['11_1'] || {}
const page11_3 = context.pages['11_3'] || {}
const page12 = context.pages['12'] || {}
const page12_1 = context.pages['12_1'] || {}
const page10 = context.pages['10'] || {}
const page7 = context.pages['7'] || {}
const accounts = Array.isArray(page11.accounts) ? page11.accounts : []
const insurances = Array.isArray(page11_1.insuranceItems) ? page11_1.insuranceItems : []
const leases = Array.isArray(page12.leases) ? page12.leases : []
const vehicles = Array.isArray(page10.vehicles) ? page10.vehicles : []
const spouseVehicles = Array.isArray(page10.spouseVehicles) ? page10.spouseVehicles : []
const facilities = Array.isArray(page12_1.facilities) ? page12_1.facilities : []
const receivables = Array.isArray(page12.receivables) ? page12.receivables : []
const otherAssets = Array.isArray(page11_3.assetItems) ? page11_3.assetItems : []
const retirementAmount = parseNumeric(page12_1?.formData?.retirementAmount)
const cashAmount = parseNumeric(page11?.formData?.cashAmount)
const realEstateMarkers = [
page7.apartmentCount,
page7.houseCount,
page7.landCount,
page7.spouseApartmentCount,
page7.spouseHouseCount,
page7.spouseLandCount
].filter(Boolean)
if (!hasMeaningfulAssetData(context)) return false
if (manualHtml.includes('저장된 데이터가 없습니다.')) return true
const categoryChecks = [
!cashAmount || manualHtml.includes('보유 현금') || manualHtml.includes(cashAmount.toLocaleString('ko-KR')),
!accounts.length || accounts.every((item: any) => !item.bankName || manualHtml.includes(String(item.bankName))),
!insurances.length || insurances.every((item: any) => !item.companyName || manualHtml.includes(String(item.companyName))),
!leases.length || leases.every((item: any) => !item.address || manualHtml.includes(String(item.address))),
!vehicles.length || vehicles.every((item: any) => [item.type, item.price, item.securedDebtAmount, item.name, item.number].filter(Boolean).some((marker: any) => manualHtml.includes(String(marker)))),
!spouseVehicles.length || spouseVehicles.every((item: any) => [item.type, item.price, item.securedDebtAmount].filter(Boolean).some((marker: any) => manualHtml.includes(String(marker)))),
!realEstateMarkers.length || realEstateMarkers.every((marker: any) => manualHtml.includes(String(marker))),
!facilities.length || facilities.every((item: any) => [item.assetName, item.estimatedValue, item.note].filter(Boolean).some((marker: any) => manualHtml.includes(String(marker)))),
!receivables.length || receivables.every((item: any) => [item.debtorName, item.amount, item.relationship, item.dueDate].filter(Boolean).some((marker: any) => manualHtml.includes(String(marker)))),
!retirementAmount || manualHtml.includes(String(page12_1?.formData?.retirementInstitution || '')) || manualHtml.includes(retirementAmount.toLocaleString('ko-KR')),
!otherAssets.length || otherAssets.every((item: any) => !item.description || manualHtml.includes(String(item.description)))
]
return categoryChecks.includes(false)
}
return false
}
const findNearestPageBreakStart = (source: string, index: number) => {
const indices = getPageBreakStartIndices(source)
const found = indices.filter((value) => value <= index).pop()
return typeof found === 'number' ? found : 0
}
const findNextPageBreakStart = (source: string, index: number) => {
const indices = getPageBreakStartIndices(source)
const found = indices.find((value) => value >= index)
return typeof found === 'number' ? found : source.length
}
const findMarkerIndex = (source: string, marker: string, occurrence = 1) => {
let fromIndex = 0
let markerIndex = -1
for (let index = 0; index < occurrence; index += 1) {
markerIndex = source.indexOf(marker, fromIndex)
if (markerIndex < 0) return -1
fromIndex = markerIndex + marker.length
}
return markerIndex
}
const extractReferenceSection = (source: string, marker: string, nextMarkers: string[] = [], occurrence = 1) => {
const markerIndex = findMarkerIndex(source, marker, occurrence)
if (markerIndex < 0) return ''
const start = findNearestPageBreakStart(source, markerIndex)
let end = source.length
const nextPageBreak = findNextPageBreakStart(source, markerIndex + marker.length)
end = Math.min(end, nextPageBreak)
for (const nextMarker of nextMarkers) {
const nextMarkerIndex = source.indexOf(nextMarker, markerIndex + marker.length)
if (nextMarkerIndex > markerIndex) {
end = Math.min(end, findNearestPageBreakStart(source, nextMarkerIndex))
}
}
return source.slice(start, end).trim()
}
const formatDate = (value?: string | null) => {
if (!value) return '-'
const parsed = new Date(value)
if (Number.isNaN(parsed.getTime())) return String(value)
const year = parsed.getFullYear()
const month = String(parsed.getMonth() + 1).padStart(2, '0')
const day = String(parsed.getDate()).padStart(2, '0')
return `${year}.${month}.${day}`
}
const parseNumeric = (value: unknown) => {
const normalized = String(value ?? '').replace(/[^0-9.-]/g, '')
return Number(normalized) || 0
}
const resolveLeaseAssetAmount = (lease: Record | null | undefined) => {
const recognizedValue = parseNumeric(lease?.recognizedValue)
if (recognizedValue > 0) return recognizedValue
return parseNumeric(lease?.depositAmount ?? lease?.deposit)
}
const formatHouseholdSizeText = (value: number) => {
const normalized = Number(value.toFixed(2))
return Number.isInteger(normalized) ? String(normalized) : String(normalized)
}
const formatVehicleEntryText = (item: any) => {
const currentFormat = [
item?.type || '차량',
parseNumeric(item?.price) > 0 ? `시가 ${String(item.price).trim()}원` : '',
parseNumeric(item?.securedDebtAmount) > 0 ? `피담보채무 ${String(item.securedDebtAmount).trim()}원` : ''
].filter(Boolean).join(' / ')
if (currentFormat) {
return currentFormat
}
return [item?.type || item?.name, item?.number, item?.year ? `${item.year}년식` : '']
.filter(Boolean)
.join(' / ')
}
const getDisplayHouseholdSize = (dependentsCount: unknown) => {
const total = Math.max(parseNumeric(dependentsCount) + 1, 1)
return formatHouseholdSizeText(total)
}
const getMedianIncomeHouseholdSize = (dependentsCount: unknown) => {
return Math.min(Math.max(Math.round(parseNumeric(dependentsCount) + 1), 1), 5)
}
const flattenEntries = (input: unknown, prefix = ''): Array<[string, string]> => {
if (input === null || input === undefined || input === '') return []
if (Array.isArray(input)) {
return input.flatMap((item, index) =>
flattenEntries(item, prefix ? `${prefix} ${index + 1}` : `${index + 1}`)
)
}
if (typeof input === 'object') {
return Object.entries(input as Record).flatMap(([key, value]) => {
const nextPrefix = prefix ? `${prefix} > ${key}` : key
if (value && typeof value === 'object') {
return flattenEntries(value, nextPrefix)
}
if (value === null || value === undefined || value === '') {
return []
}
return [[nextPrefix, String(value)]]
})
}
return [[prefix || '값', String(input)]]
}
const buildRowsTable = (title: string, rows: Array<[string, string]>) => {
const body = rows.length
? rows
.map(
([label, value]) => `
${escapeHtml(label)}
${escapeHtml(value)}
`
)
.join('')
: `
안내
저장된 데이터가 없습니다.
`
return `
`
}
const buildIncomeExpenseTable = (page5: Record) => {
const allMonthColumns = getPage5MonthColumns(page5)
const enabledMonthColumns = getEnabledPage5MonthColumns(page5)
const incomeRows = Array.isArray(page5?.incomeRows) ? page5.incomeRows : []
const deductionRows = Array.isArray(page5?.deductionRows) ? page5.deductionRows : []
const createHeader = () =>
`
항목
${allMonthColumns.map((column) => `${getPage5MonthLabel(column)} `).join('')}
합계
`
const createBody = (rows: Array>) =>
rows
.map((row) => {
const amounts = row?.amounts || {}
const sum = enabledMonthColumns.reduce((acc, column) => acc + parseNumeric(amounts[column.key]), 0)
const sourceText = String(row?.source || '').trim()
const hasSource = sourceText.length > 0
return `
${hasSource ? escapeHtml(sourceText) : ' '}
${allMonthColumns.map((column) => `${hasSource ? (isDocumentMonthColumnEnabled(column) ? escapeHtml(amounts[column.key] || '0') : '0') : ' '} `).join('')}
${hasSource ? sum.toLocaleString('ko-KR') : ' '}
`
})
.join('')
return `
월별 수입 및 공제 내역
선택된 월: ${enabledMonthColumns.map((column) => getPage5MonthLabel(column)).join(', ') || '없음'}
${createHeader()}
${createBody(incomeRows)}
${createHeader()}
${createBody(deductionRows)}
`
}
const buildDocumentShell = (title: string, caseInfo: Record, bodyHtml: string) => `
${escapeHtml(title)}
FineCure 개인회생 문서
${escapeHtml(title)}
${bodyHtml}
`
export const useRecoveryDocumentForms = () => {
const config = useRuntimeConfig()
const authStore = useAuthStore()
const caseInfoCache = new Map()
const pageDraftCache = new Map>()
const manualDraftCache = new Map()
const isNotFoundError = (error: unknown) => {
const statusCode = (error as { statusCode?: number })?.statusCode
const responseStatus = (error as { response?: { status?: number } })?.response?.status
return statusCode === 404 || responseStatus === 404
}
const dummyDraftEntries = getRecoveryDummyDraftEntries()
const dummyDraftPages = dummyDraftEntries.reduce>((acc, [pageId, payload]) => {
acc[String(pageId)] = payload
return acc
}, {})
const readLocalPageDrafts = (pageIds?: Array) => {
if (!process.client) return {}
return (pageIds || Object.keys(dummyDraftPages)).reduce>((acc, pageId) => {
const normalizedPageId = String(pageId)
const storageKeys = [`recovery_page${normalizedPageId}`, `recovery_page${normalizedPageId}_draft`]
for (const storageKey of storageKeys) {
const raw = window.localStorage.getItem(storageKey)
if (!raw) continue
try {
acc[normalizedPageId] = JSON.parse(raw)
break
} catch {
// Ignore malformed local storage values and continue checking fallbacks.
}
}
return acc
}, {})
}
const buildFallbackCaseInfo = (caseId: number) => {
const localPage1 = readLocalPageDrafts(['1'])['1'] || {}
const dummyPage1 = dummyDraftPages['1'] || {}
const page1 = Object.keys(localPage1).length ? localPage1 : dummyPage1
const residentNumber = [page1.juminFront, page1.juminBack].filter(Boolean).join('')
const applicantPhone = [page1.mobilePart1, page1.mobilePart2, page1.mobilePart3].filter(Boolean).join('-')
return {
id: caseId,
applicant_name: page1.applicantName || '박민준',
applicant_phone: applicantPhone,
case_number: buildRecoveryCaseNumber(page1.caseYear, page1.caseNumber),
resident_number: residentNumber,
registration_date: page1.filingDate || '',
recovery_status: 'before_filing'
}
}
const buildFallbackPageDrafts = (pageIds?: Array) => {
const localDrafts = readLocalPageDrafts(pageIds)
return (pageIds || Object.keys(dummyDraftPages)).reduce>((acc, pageId) => {
const normalizedPageId = String(pageId)
acc[normalizedPageId] = localDrafts[normalizedPageId] || dummyDraftPages[normalizedPageId] || {}
return acc
}, {})
}
const getLocalManualDraftKey = (caseId: number, key: RecoveryDocumentKey) =>
`finecure:recovery:manual:${caseId}:${key}`
const readLocalManualDraft = (caseId: number, key: RecoveryDocumentKey) => {
if (!process.client) return null
try {
const raw = window.localStorage.getItem(getLocalManualDraftKey(caseId, key))
if (!raw) return null
const parsed = JSON.parse(raw)
if (parsed?.html) {
parsed.html = sanitizeManualDocumentHtml(parsed.html)
}
if (Array.isArray(parsed?.documentOrder)) {
parsed.documentOrder = normalizeDocumentOrder(parsed.documentOrder)
}
return parsed as ManualDraftData
} catch {
return null
}
}
const writeLocalManualDraft = (caseId: number, key: RecoveryDocumentKey, draftData: ManualDraftData) => {
if (!process.client) return
try {
window.localStorage.setItem(
getLocalManualDraftKey(caseId, key),
JSON.stringify(draftData)
)
} catch {
// Ignore localStorage write failures and keep in-memory cache only.
}
}
const documentDefinitions = RECOVERY_DOCUMENT_DEFINITIONS
const getDocumentDefinition = (key: RecoveryDocumentKey) =>
documentDefinitions.find((item) => item.key === key) || documentDefinitions[0]
const buildDocumentFingerprintMarker = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) =>
`
`
const withDocumentFingerprintMarker = (
key: RecoveryDocumentKey,
context: RecoveryDocumentContext,
html: string
) => `${buildDocumentFingerprintMarker(key, context)}${stripDocumentFingerprintMarkers(html)}`
const fetchCaseInfo = async (caseId: number) => {
if (caseInfoCache.has(caseId)) {
return caseInfoCache.get(caseId)
}
let response: CaseInfoResponse
try {
response = await $fetch(`/cases/${caseId}`, {
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
}
})
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
const fallbackCase = {
...buildFallbackCaseInfo(caseId)
}
caseInfoCache.set(caseId, fallbackCase)
return fallbackCase
}
if (!response.success) {
throw new Error('사건 정보를 불러오지 못했습니다.')
}
caseInfoCache.set(caseId, response.case)
return response.case
}
const fetchPageDrafts = async (caseId: number, pageIds?: Array) => {
const cacheKey = `${caseId}:${(pageIds || []).map((pageId) => String(pageId)).sort().join(',') || 'all'}`
let response: PageDraftListResponse
try {
response = await $fetch('/documents/page-drafts', {
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
},
query: {
caseId,
documentType: 'recovery',
pageIds: pageIds?.map((pageId) => String(pageId)).join(',')
}
})
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
const fallbackDrafts = buildFallbackPageDrafts(pageIds)
pageDraftCache.set(cacheKey, fallbackDrafts)
return fallbackDrafts
}
if (!response.success || !Array.isArray(response.drafts)) {
return {}
}
const drafts = response.drafts.reduce>((acc: Record, draft: PageDraftRecord) => {
acc[String(draft.pageId)] = draft.formData
return acc
}, {})
pageDraftCache.set(cacheKey, drafts)
return drafts
}
const fetchManualDraft = async (caseId: number, key: RecoveryDocumentKey) => {
const cacheKey = `${caseId}:${key}`
if (manualDraftCache.has(cacheKey)) {
return manualDraftCache.get(cacheKey)
}
let response: PageDraftSingleResponse
try {
response = await $fetch('/documents/page-drafts', {
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
},
query: {
caseId,
documentType: 'recovery',
pageId: `${manualPageIdPrefix}${key}`
}
})
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
const localDraft = readLocalManualDraft(caseId, key)
manualDraftCache.set(cacheKey, localDraft)
return localDraft
}
const draft = response.success ? (response.draft?.formData || null) as ManualDraftData | null : null
if (draft?.html) {
draft.html = sanitizeManualDocumentHtml(draft.html)
}
if (Array.isArray(draft?.documentOrder)) {
draft.documentOrder = normalizeDocumentOrder(draft.documentOrder)
}
manualDraftCache.set(cacheKey, draft)
return draft
}
const fetchManualDrafts = async (caseId: number) => {
const manualPageIds = documentDefinitions.map((item) => `${manualPageIdPrefix}${item.key}`)
let response: PageDraftListResponse
try {
response = await $fetch('/documents/page-drafts', {
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
},
query: {
caseId,
documentType: 'recovery',
pageIds: manualPageIds.join(',')
}
})
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
return documentDefinitions.reduce>((acc, item) => {
const localDraft = readLocalManualDraft(caseId, item.key)
if (localDraft) {
acc[item.key] = localDraft
manualDraftCache.set(`${caseId}:${item.key}`, localDraft)
}
return acc
}, {})
}
if (!response.success || !Array.isArray(response.drafts)) {
return {}
}
return response.drafts.reduce>((acc: Record, draft: PageDraftRecord) => {
const key = String(draft.pageId).replace(manualPageIdPrefix, '')
const formData = (draft.formData || {}) as ManualDraftData
if (formData.html) {
formData.html = sanitizeManualDocumentHtml(formData.html)
}
if (Array.isArray(formData.documentOrder)) {
formData.documentOrder = normalizeDocumentOrder(formData.documentOrder)
}
acc[key] = formData
manualDraftCache.set(`${caseId}:${key}`, formData)
return acc
}, {})
}
const persistManualDraftData = async (caseId: number, key: RecoveryDocumentKey, draftData: ManualDraftData) => {
const caseInfo = await fetchCaseInfo(caseId)
let savedToApi = false
const normalizedDraftData: ManualDraftData = {
...draftData,
updatedAt: draftData.updatedAt || new Date().toISOString()
}
if (normalizedDraftData.html) {
normalizedDraftData.html = sanitizeManualDocumentHtml(normalizedDraftData.html)
}
if (Array.isArray(normalizedDraftData.documentOrder)) {
normalizedDraftData.documentOrder = normalizeDocumentOrder(normalizedDraftData.documentOrder)
}
try {
await $fetch('/documents/page-drafts', {
method: 'POST',
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
},
body: {
caseId,
documentType: 'recovery',
pageId: `${manualPageIdPrefix}${key}`,
formData: normalizedDraftData,
summary: {
applicantName: caseInfo.applicant_name,
applicantPhone: caseInfo.applicant_phone,
caseNumber: caseInfo.case_number,
registrationDate: caseInfo.registration_date
},
title: `${caseInfo.applicant_name || '개인회생'} 개인회생`
}
})
savedToApi = true
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
}
if (savedToApi) {
try {
await $fetch(`/cases/${caseId}`, {
method: 'PUT',
baseURL: config.public.apiBase,
headers: {
Authorization: `Bearer ${authStore.token}`
},
body: {
hasManualEdit: true
}
})
} catch (error) {
if (!isNotFoundError(error)) {
throw error
}
}
} else {
writeLocalManualDraft(caseId, key, normalizedDraftData)
}
manualDraftCache.set(`${caseId}:${key}`, normalizedDraftData)
return normalizedDraftData
}
const getManualDocumentOrder = async (caseId: number) => {
const draft = await fetchManualDraft(caseId, 'all_application')
return normalizeDocumentOrder(draft?.documentOrder)
}
const saveManualDocumentOrder = async (caseId: number, documentOrder: RecoveryDocumentKey[]) => {
const existingDraft = (await fetchManualDraft(caseId, 'all_application')) || {}
return persistManualDraftData(caseId, 'all_application', {
...existingDraft,
documentOrder: normalizeDocumentOrder(documentOrder)
})
}
const saveManualDraft = async (caseId: number, key: RecoveryDocumentKey, html: string) => {
const existingDraft = manualDraftCache.get(`${caseId}:${key}`) || readLocalManualDraft(caseId, key) || {}
return persistManualDraftData(caseId, key, {
...existingDraft,
html: sanitizeManualDocumentHtml(html)
})
}
const createCreditorsCsv = (pages: Record) => {
const page4 = pages['4'] || {}
const creditors = Array.isArray(page4?.creditors)
? page4.creditors
: Array.isArray(page4?.creditorList)
? page4.creditorList
: []
const rows = creditors.map((item: Record) => [
item.creditorName || item.name || '',
item.claimAmount || item.amount || '',
item.category || item.type || '',
item.note || ''
])
const csv = [
['채권자명', '채권금액', '구분', '비고'],
...rows
]
.map((row) => row.map((cell: string) => `"${String(cell ?? '').replace(/"/g, '""')}"`).join(','))
.join('\n')
return `\uFEFF${csv}`
}
const buildBodyHtml = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
const { pages } = context
const page1 = pages['1'] || {}
const page2 = pages['2'] || {}
const page3 = pages['3'] || {}
const page4 = pages['4'] || {}
const page5 = pages['5'] || {}
const page7 = pages['7'] || {}
const page10 = pages['10'] || {}
const page11 = pages['11'] || {}
const sectionMap: Record, string> = {
all_application: [
buildRowsTable('기본 정보', flattenEntries(page1).slice(0, 25)),
buildRowsTable('주거 및 가족사항', flattenEntries(page2).slice(0, 25)),
buildRowsTable('생계비 및 변제기준', flattenEntries(page3).slice(0, 25)),
buildRowsTable('채권자 목록', flattenEntries(page4).slice(0, 40)),
buildIncomeExpenseTable(page5),
buildRowsTable('재산 사항', flattenEntries(page7).slice(0, 30)),
buildRowsTable('추가 재산사항', flattenEntries(page10).slice(0, 30)),
buildRowsTable('기타 재산/증빙', flattenEntries(page11).slice(0, 30))
].join(''),
creditors: buildRowsTable('채권자 목록', flattenEntries(page4).slice(0, 80)),
assets: [
buildRowsTable('재산 사항', flattenEntries(page7).slice(0, 50)),
buildRowsTable('추가 재산사항', flattenEntries(page10).slice(0, 50)),
buildRowsTable('기타 재산/증빙', flattenEntries(page11).slice(0, 50))
].join(''),
income_expense: [
buildRowsTable('생계비 산정 기준', flattenEntries(page3).slice(0, 30)),
buildIncomeExpenseTable(page5)
].join(''),
statement: [
buildRowsTable('신청인 기본 정보', flattenEntries(page1).slice(0, 25)),
buildRowsTable('가족 및 주거', flattenEntries(page2).slice(0, 30)),
buildRowsTable('현재 생활상황', flattenEntries(page3).slice(0, 30)),
`진술 요약 ${escapeHtml(
page3?.statementDetail || page2?.livingMemo || '저장된 진술 내용이 없습니다.'
)}
신청 취지 채권자의 강제집행, 가압류, 독촉절차를 금지하여 신청인의 생계와 회생절차 진행을 보호해 주시기 바랍니다.
신청 취지 기존 진행 중인 집행 및 보전처분 절차를 중지하여 회생절차 진행이 가능하도록 허가해 주시기 바랍니다.
제출 문구 개인회생 관련 부본을 제출하오니 기록에 편철하여 주시기 바랍니다.
증명 내용 위 사건에 관한 개인회생절차 개시신청서가 접수되었음을 증명하여 주시기 바랍니다.
위임 내용 개인회생 사건에 관한 서류 작성, 제출 및 보정 대응 등 일체의 절차를 대리인에게 위임합니다.
재단채권 변제 요약 재단채권은 절차 비용 및 우선 변제 필요성을 고려하여 변제계획에 따라 순차 변제합니다.
확인 문구 본인은 제출한 개인회생 관련 자료가 사실과 다름없음을 확인합니다.
] || buildRowsTable('문서 내용', [['안내', '지원되지 않는 문서입니다.']])
}
const buildEditorHtml = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
let editorHtml: string
switch (key) {
case 'creditors':
editorHtml = buildCreditorsReferenceBody(context)
break
case 'all_application':
{
const orderedDocumentKeys = resolveAllApplicationDocumentKeys(context)
editorHtml = buildAllDocumentsConcatenated(
[
buildAllApplicationSummaryBody(context),
buildAllApplicationCoverBody(context),
buildAllApplicationOpeningBody(context),
...orderedDocumentKeys.map((documentKey) => {
const manualHtml = context.manualDrafts[documentKey]?.html
const generatedHtml = buildEditorHtml(documentKey, context)
const resolvedHtml = shouldPreferGeneratedHtml(documentKey, manualHtml, context)
? generatedHtml
: manualHtml || generatedHtml
const trimmedHtml = trimSectionPageBreakEdges(resolvedHtml)
return shouldIncludeConcatenatedSection(documentKey, trimmedHtml) ? trimmedHtml : ''
})
].filter(Boolean)
)
break
}
case 'assets':
editorHtml = buildAssetsReferenceBody(context)
break
case 'income_expense':
editorHtml = buildIncomeExpenseReferenceBody(context)
break
case 'statement':
editorHtml = buildStatementReferenceBody(context)
break
case 'repayment_plan':
editorHtml = buildRepaymentPlanReferenceBody(context)
break
case 'prohibition':
editorHtml = buildProhibitionReferenceBody(context)
break
case 'trustee_debt':
editorHtml = buildTrusteeDebtReferenceBody(context)
break
case 'power_of_attorney':
editorHtml = buildPowerOfAttorneyReferenceBody(context)
break
case 'suspension':
editorHtml = buildSuspensionReferenceBody(context)
break
case 'copy_submission':
editorHtml = buildCopySubmissionReferenceBody(context)
break
case 'filing_certificate':
editorHtml = buildFilingCertificateReferenceBody(context)
break
case 'confirmation':
editorHtml = buildConfirmationReferenceBody(context)
break
case 'creditors_csv':
editorHtml = buildBodyHtml(key, context)
break
default:
editorHtml = buildBlankDocumentBody(getDocumentDefinition(key).manualLabel, context)
}
return withDocumentFingerprintMarker(key, context, normalizePageBreakMarkup(editorHtml))
}
const buildDocumentHtml = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
const definition = getDocumentDefinition(key)
const manualHtml = context.manualDrafts[key]?.html
const editorHtml = shouldPreferGeneratedHtml(key, manualHtml, context)
? buildEditorHtml(key, context)
: manualHtml || buildEditorHtml(key, context)
if (referenceDocumentKeys.has(key)) {
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
return buildDocumentShell(definition.manualLabel, context.caseInfo, editorHtml)
}
const buildGeneratedDocumentHtml = (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
const definition = getDocumentDefinition(key)
const editorHtml = buildEditorHtml(key, context)
if (referenceDocumentKeys.has(key)) {
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
return buildDocumentShell(definition.manualLabel, context.caseInfo, editorHtml)
}
const resolveGeneratedEditorHtml = async (key: RecoveryDocumentKey, context: RecoveryDocumentContext) => {
if (key === 'assets') {
return withDocumentFingerprintMarker(key, context, await buildAssetsReferenceBodyAsync(context))
}
return buildEditorHtml(key, context)
}
const resolveDocumentEditorHtml = async (
key: RecoveryDocumentKey,
context: RecoveryDocumentContext,
preferManualDraft: boolean
) => {
const generatedHtml = await resolveGeneratedEditorHtml(key, context)
if (!preferManualDraft) {
return generatedHtml
}
const manualHtml = context.manualDrafts[key]?.html
return shouldPreferGeneratedHtml(key, manualHtml, context)
? generatedHtml
: manualHtml || generatedHtml
}
const buildAllApplicationEditorHtml = async (
context: RecoveryDocumentContext,
preferManualDraft: boolean
) => {
const summarySection = trimSectionPageBreakEdges(buildAllApplicationSummaryBody(context))
const coverSection = trimSectionPageBreakEdges(buildAllApplicationCoverBody(context))
const openingSection = trimSectionPageBreakEdges(buildAllApplicationOpeningBody(context))
const orderedDocumentKeys = resolveAllApplicationDocumentKeys(context)
const sections = (await Promise.all(
orderedDocumentKeys.map(async (documentKey) => {
const sectionHtml = await resolveDocumentEditorHtml(documentKey, context, preferManualDraft)
const trimmedHtml = trimSectionPageBreakEdges(sectionHtml)
return shouldIncludeConcatenatedSection(documentKey, trimmedHtml) ? trimmedHtml : ''
})
)).filter(Boolean)
return buildAllDocumentsConcatenated([
summarySection,
coverSection,
openingSection,
...sections
].filter(Boolean))
}
const loadDocumentContext = async (caseId: number, key?: RecoveryDocumentKey) => {
const definition = key ? getDocumentDefinition(key) : null
const shouldLoadAllManualDrafts = key === 'all_application'
const pageIdsToLoad = shouldLoadAllManualDrafts
? Array.from(
new Set(
DEFAULT_ALL_APPLICATION_DOCUMENT_KEYS.flatMap((documentKey) => getDocumentDefinition(documentKey).pageIds.map(String))
)
)
: definition?.pageIds
const [caseInfo, pages, manualDraft, manualDrafts] = await Promise.all([
fetchCaseInfo(caseId),
fetchPageDrafts(caseId, pageIdsToLoad),
key && !shouldLoadAllManualDrafts ? fetchManualDraft(caseId, key) : Promise.resolve(null),
shouldLoadAllManualDrafts ? fetchManualDrafts(caseId) : Promise.resolve({})
])
return {
caseInfo,
pages,
manualDrafts: shouldLoadAllManualDrafts
? manualDrafts
: key && manualDraft
? { [key]: manualDraft }
: {}
}
}
const getDocumentHtml = async (caseId: number, key: RecoveryDocumentKey) => {
const context = await loadDocumentContext(caseId, key)
if (key === 'all_application') {
const definition = getDocumentDefinition(key)
const editorHtml = await buildAllApplicationEditorHtml(context, true)
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
if (key === 'assets') {
const definition = getDocumentDefinition(key)
const editorHtml = await resolveGeneratedEditorHtml(key, context)
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
return buildDocumentHtml(key, context)
}
const getGeneratedDocumentHtml = async (caseId: number, key: RecoveryDocumentKey) => {
const context = await loadDocumentContext(caseId, key)
if (key === 'all_application') {
const definition = getDocumentDefinition(key)
const editorHtml = await buildAllApplicationEditorHtml(context, false)
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
if (key === 'assets') {
const definition = getDocumentDefinition(key)
const editorHtml = await resolveGeneratedEditorHtml(key, context)
return buildReferenceDocumentShell(definition.manualLabel, editorHtml)
}
return buildGeneratedDocumentHtml(key, context)
}
const getDocumentEditorHtml = async (caseId: number, key: RecoveryDocumentKey) => {
const context = await loadDocumentContext(caseId, key)
if (key === 'all_application') {
return buildAllApplicationEditorHtml(context, true)
}
const manualHtml = context.manualDrafts[key]?.html
const generatedHtml = key === 'assets'
? await resolveGeneratedEditorHtml(key, context)
: buildEditorHtml(key, context)
return shouldPreferGeneratedHtml(key, manualHtml, context)
? generatedHtml
: manualHtml || generatedHtml
}
const getGeneratedDocumentEditorHtml = async (caseId: number, key: RecoveryDocumentKey) => {
const context = await loadDocumentContext(caseId, key)
if (key === 'all_application') {
return buildAllApplicationEditorHtml(context, false)
}
if (key === 'assets') {
return resolveGeneratedEditorHtml(key, context)
}
return buildEditorHtml(key, context)
}
const loadDocumentEditorState = async (caseId: number, key: RecoveryDocumentKey) => {
const context = await loadDocumentContext(caseId, key)
if (key === 'all_application') {
return {
caseInfo: context.caseInfo,
html: await buildAllApplicationEditorHtml(context, true)
}
}
const manualHtml = context.manualDrafts[key]?.html
const shouldIgnoreManualDraft = shouldPreferGeneratedHtml(key, manualHtml, context)
const generatedHtml = key === 'assets'
? await resolveGeneratedEditorHtml(key, context)
: buildEditorHtml(key, context)
return {
caseInfo: context.caseInfo,
html: shouldIgnoreManualDraft ? generatedHtml : manualHtml || generatedHtml
}
}
return {
createCreditorsCsv,
documentDefinitions,
fetchCaseInfo,
fetchManualDraft,
getManualDocumentOrder,
getDocumentDefinition,
getDocumentHtml,
getDocumentEditorHtml,
getGeneratedDocumentHtml,
getGeneratedDocumentEditorHtml,
loadDocumentEditorState,
loadDocumentContext,
manualPageIdPrefix,
saveManualDocumentOrder,
sanitizeFileName,
saveManualDraft,
stripHtml
}
}
" : "□"
const businessCheck = isSalary ? "□" : "